108 N Hammock Rd, Islamorada, FL 33036 Property Records

Monroe County property record for 108 N Hammock Rd, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 774 sqft · built 1958
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Tax Bill$4,367 (2024)
Flood ZoneZone AE (high risk)
APN00403340-000000

Property Details

APN / Parcel Number

Primary APN00403340-000000
Alternative APNs
  • 27633700403340000000
  • 1495646

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area774 sqft Living Area
1st Floor Area774 sqft
FlooringCeramic Tile
Interior WallsPlywood

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGeodesic/Dome
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchOpen Porch
Porch Area122 sqft
Patio Area61 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number1495646
Street Address108 N HAMMOCK RD
CityISLAMORADA
StateFL
Zip33036-3508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLT 29 THE HAMMOCK UPPER MATECUMBE OR537-623 OR901-818/19L/E OR1750-1622/25R/S (PROB 07 CP 90 P) OR2406-444/46 OR2912-828D/C
Legal Range37E
Legal Township63S
Legal Section27
Legal SubdivisionHAMMOCK, THE
Legal Lot Number29
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2026
Census Tract970900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address48 RUSSELL NORTH LN N, ISLAMORADA, FL 33036
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 6, 2009
Transfer Doc0024060444
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$504,545 (+1.69%) Land $358,338 Building $146,207$504,545 (+1.69%) Land $358,338 Building $146,207
2024$4,367.00 (+1.99%)
2023$4,282.00 (+12.95%)$496,145 (+33.17%) Land $376,050 Building $120,095$496,145 (+33.17%) Land $376,050 Building $120,095
2022$3,791.00$372,556 Land $250,700 Building $121,856$372,556 Land $250,700 Building $121,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 265 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies387 units insured
incl. 122 condo units
Nearby Flood Claims582 (1982–2022)
Claims Outside the SFHA21 of 582
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 197 claims
  • Hurricane Irene, Oct 1999 · 80 claims
  • Hurricane Georges, Sep 1998 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on N Hammock Rd

Nearby Streets

Search Property Records by Address or Parcel Number