104 Jay St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 104 Jay St, Schenectady, NY 12305

Property Summary

Property Type	Commercial
Details	12,190 sqft · built 1960
Lot Size	0.072 acres (3,120 sqft)
Owner	Company Name on File
Last Sale	$102,000 (Mar 2021)
Deeds & Mortgages	Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 39.72-2-10`

Property Details

APN / Parcel Number

Primary APN	`421500 39.72-2-10`
Alternative APN	`150003907200020100000000`

Interior

Units	21 Units
Stories	5 Stories
Building Area	12,190 sqft Gross Area
Elevator	Elevator

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	3,120 sqft (0.072 acres)
Lot Dimensions	87.5 ft deep x 40 ft wide
Patio Area	50 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	104 JAY ST
City	SCHENECTADY
State	NY
Zip	12305
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	05 - COMME
Legal Description	5 BRICK
Legal Block	2
Legal Lot Number	10.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1007
Census Tract	21001

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.72-2-10

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	105 JAY ST, 201, SCHENECTADY, NY 12305-1905
Owner Type	Company
Vesting	Government

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Prior Sale	Feb 18, 2011 · Amount on Record
Deed Document Number	202113469
Deed Book / Page	2055 / 382
Record Updated	Jun 08, 2026

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 18, 2019
Property Address	104 JAY ST, SCHENECTADY, NY 12305
Document Number	0000051912
Book / Page	002024 / 000546
Instrument Date	Aug 27, 2019
Instrument	51912
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JAY ST #201 SCHENECTADY NY 123051905, 201, SCHENECTADY, NY 12305-1905

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2025	$12,900 (-) Land $10,900 Building $2,000	$21,361 (+30.82%) Land $18,049 Building $3,312
2023	$12,900 Land $10,900 Building $2,000	$16,329 Land $13,797 Building $2,532

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Redburn Infrastructure.

Based on FCC filings for 554 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.