118 Harmony Ln, Sparta, MO 65753 Property Records

Christian County property record for 118 Harmony Ln, Sparta, MO 65753

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,379 sqft · built 2002
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Mar 2020)
Tax Bill	$2,795 (2024)
Deeds & Mortgages	Apr 2018 Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-0.8-28-000-000-015.009`

Property Details

APN / Parcel Number

Primary APN	`12-0.8-28-000-000-015.009`
Alternative APN	`12-0.8-28-0-0-15.009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Building Area	2,379 sqft Living Area
1st Floor Area	2,379 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asbestos
Lot Area	130,680 sqft (3 acres)
Garage Area	1,728 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	118 HARMONY LN
City	SPARTA
State	MO
Zip	65753-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6 THE NORTH MEADOW PHASE 2 (* SB-190 APPROVED APPLICANT *)
Legal Range	20W
Legal Township	27N
Legal Section	28
Legal Subdivision	THE NORTH MEADOW
Legal Phase	2
Legal Tract	6
Legal Lot Number	6
Jurisdiction	CHRISTIAN MO
Township / Civil Division	MCCRACKEN
Census Block Group	2
Census Block	2009
Census Tract	20402

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 HARMONY LN, SPARTA, MO 65753-8105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK
Sep 30, 2021	Beneficiary Deed, Transfer
Mar 17, 2020	Grant Deed, Transfer CENTRAL BK/THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2020 · Amount on Record
Deed Sale	Mar 17, 2020 · Amount on Record
Prior Sale	Dec 11, 2012 · Amount on Record
Deed Document Number	20203487
Deed Book / Page	2020 / 3445
Last Transfer Date	Sep 29, 2021
Transfer Doc	0202117815
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	118 HARMONY LN, SPARTA, MO 65753-8105
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIDELITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 HARMONY LN, SPARTA, MO 65753-8105

Mortgage

Document Number	0201805091
Date	Apr 25, 2018
Book Page	2018/05091
Instrument	2018L05145

Lender

Name	SIMMONS BANK
Type	Bank
Address	PINE BLUFF, AR 71601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

September 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 30, 2021
Property Address	118 HARMONY LN, SPARTA, MO 65753-8105
Document Number	0202117815
Book / Page	2021 / 17815
Instrument Date	Sep 29, 2021
Instrument	2021L17973
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	118 HANNONY LN, SPARTA, MO 65753

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 17, 2020
Property Address	118 HARMONY LN, SPARTA, MO 65753-8105
Document Number	0202003445
Book / Page	002020 / 003445
Instrument Date	Mar 16, 2020
Instrument	3487
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1305 STATE RD N MACKS CREEK MO 657867122, MACKS CREEK, MO 65786-7122

Mortgage

Document Number	202003446
Date	Mar 17, 2020
Book Page	002020/003446
Instrument	3488

Lender

Name	CENTRAL BK/THE OZARKS
Address	SPRINGFIELD, MO 65808-3397

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,160 (+6.86%)	$274,500 (+6.85%) Land $30,000 Building $244,500
2024	$2,795.00
2023		$48,810 (+18.56%)	$256,900 (+18.55%) Land $30,000 Building $226,900
2022		$41,170
2021			$216,700 Land $24,000 Building $192,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 75% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
WON Communications Fixed Wireless	100 / 20
Brightspeed DSL · Fixed Wireless in parts of the area	40 / 3
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Optimum, White River Connect.

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