114 Harmony Ln, Sparta, MO 65753 Property Records

Christian County property record for 114 Harmony Ln, Sparta, MO 65753

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,393 sqft · built 2001
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$2,527 (2024)
Deeds & Mortgages	Dec 2025 Transfer Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-0.8-28-000-000-015.003`

Property Details

APN / Parcel Number

Primary APN	`12-0.8-28-000-000-015.003`
Alternative APN	`12-0.8-28-0-0-15.003`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	2,393 sqft Living Area
1st Floor Area	2,393 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asbestos
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	114 HARMONY LN
City	SPARTA
State	MO
Zip	65753-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 THE NORTH MEADOW
Legal Range	20W
Legal Township	27N
Legal Section	28
Legal Subdivision	THE NORTH MEADOW
Legal Tract	4
Legal Lot Number	4
Jurisdiction	CHRISTIAN MO
Township / Civil Division	MCCRACKEN
Census Block Group	2
Census Block	2009
Census Tract	20402

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 HARMONY LN, SPARTA, MO 65753-8105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Intrafamily Transfer, Transfer
Aug 26, 2021	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Mar 13, 2020	Deed of Trust, Mortgage O'BANNON BKNG
Oct 16, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH
Sep 17, 2018	Warranty Deed, Transfer · Line of Credit O'BANNON BKNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 31, 2025
Transfer Doc	0202515373
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHRISTIAN MO
Recording Date	Dec 31, 2025
Property Address	114 HARMONY LN, SPARTA, MO 65753-8105
Document Number	0202515373
Book / Page	2025 / 15373
Map Reference	MB G PG 750
Instrument Date	Dec 31, 2025
Instrument	2025L15562
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 MAJESTIC VW, OZARK, MO 65721-9144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 HARMONY LN, SPARTA, MO 65753-8105

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	114 HARMONY LN, SPARTA, MO 65753-8105
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 HARMONY LN, SPARTA, MO 65753-8105

Mortgage

Document Number	0202115631
Date	Aug 26, 2021
Book Page	2021/15631
Instrument	2021L15772

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	SPRINGFIELD, MO 65803

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	114 HARMONY LN, SPARTA, MO 65753-8105
Document Number	0202003401
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	114 HARMONY LN SPARTA MO 657538105, SPARTA, MO 65753-8105

Mortgage

Document Number	0202003401
Date	Mar 16, 2020
Book Page	002020/003401
Instrument	3442

Lender

Name	O'BANNON BKNG
Type	Funding / Finance Company
Address	BUFFALO, MO 65622

Agreement

Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	114 HARMONY LN, SPARTA, MO 65753-8105
Document Number	0201914956
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 HARMONY LN SPARTA MO 657538105, SPARTA, MO 65753-8105

Mortgage

Document Number	0201914956
Date	Nov 5, 2019
Book Page	002019/014956
Instrument	15101

Lender

Name	BANCORPSOUTH
Type	Bank
Address	SPRINGFIELD, MO 65803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 4, 2024

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 17, 2018
Property Address	114 HARMONY LN, SPARTA, MO 65753-8105
Document Number	0201812307
Book / Page	002018 / 012307
Instrument Date	Sep 14, 2018
Instrument	12444
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	HOGAN LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	114 HARMONY LN SPARTA MO 657538105, SPARTA, MO 65753-8105

Mortgage

Document Number	201812308
Date	Sep 17, 2018
Book Page	002018/012308
Instrument	12445

Lender

Name	O'BANNON BKNG
Type	Funding / Finance Company
Address	BUFFALO, MO 65622

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,040 (+6.72%)	$247,600 (+6.72%) Land $30,000 Building $217,600
2024	$2,527.00
2023		$44,080	$232,000 Land $30,000 Building $202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 49% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
WON Communications Fixed Wireless	100 / 20
Brightspeed DSL · Fixed Wireless in parts of the area	40 / 3
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Optimum, White River Connect.

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