110 Harmony Ln, Sparta, MO 65753 Property Records

Christian County property record for 110 Harmony Ln, Sparta, MO 65753

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,410 sqft · built 2000
Lot Size	3.84 acres (167,270 sqft)
Owner	Individual on Record
Tax Bill	$2,986 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`12-0.8-28-000-000-015.004`

Property Details

APN / Parcel Number

Primary APN	`12-0.8-28-000-000-015.004`
Alternative APN	`12-0.8-28-0-0-15.004`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asbestos
Lot Area	167,270 sqft (3.84 acres)
Garage Area	2,850 sqft
Parking Spaces	10 Parking Spaces
Pool Area	630 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	110 HARMONY LN
City	SPARTA
State	MO
Zip	65753-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 THE NORTH MEADOW BEG 288.2 N SEC W2 SW SW N 131.75 W 210 S 131.75 E TO POB
Legal Range	20W
Legal Township	27N
Legal Section	28
Legal Subdivision	THE NORTH MEADOW
Legal Tract	2
Legal Lot Number	2
Jurisdiction	CHRISTIAN MO
Township / Civil Division	MCCRACKEN
Census Block Group	2
Census Block	2009
Census Tract	20402

Owner

Source: Christian County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	PO BOX 1903, OZARK, MO 65721-1903
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK
Feb 14, 2023	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK
Oct 25, 2018	Deed of Trust, Mortgage · Line of Credit GUARANTY BANK
Jun 10, 2020	Grant Deed, Transfer TOWN & CNTRY BK
Sep 17, 2018	Quit Claim Deed, Transfer HOGAN LAND TITLE
Sep 17, 2018	Warranty Deed, Transfer · Line of Credit O'BANNON BKNG
Sep 17, 2018	Grant Deed, Transfer · Line of Credit O'BANNON BKNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2014
Deed Sale	Sep 25, 2014
Prior Sale	Aug 31, 2010 · Amount on Record
Deed Document Number	201410494
Deed Book / Page	2014 / 10386
Prior Transfer Date	Feb 23, 2011
Prior Transfer Doc	0201102283
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	110 HARMONY LN, SPARTA, MO 65753-8105
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1903, OZARK, MO 65721-1903

Mortgage

Document Number	0202512032
Date	Oct 16, 2025
Book Page	2025/12032
Instrument	2025L12183

Lender

Name	SOUTHERN BANK
Type	Bank
Address	ROGERSVILLE, MO 65742

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	110 HARMONY LN, SPARTA, MO 65753-8105
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 HARMONY LN, SPARTA, MO 65753-8105

Mortgage

Document Number	0202301624
Date	Feb 14, 2023
Book Page	2023/1624
Instrument	2023L01658

Lender

Name	SOUTHERN BANK
Type	Bank
Address	ROGERSVILLE, MO 65742

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	110 HARMONY LN, SPARTA, MO 65753-8105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201814154
Date	Oct 25, 2018
Book Page	2018/14154
Instrument	2018L14300

Lender

Name	GUARANTY BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 10, 2020
Property Address	110 HARMONY LN, SPARTA, MO 65753-8105
Document Number	0202008368
Book / Page	002020 / 008368
Instrument Date	May 29, 2020
Instrument	8447
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3922 N 14TH ST OZARK MO 65721, OZARK, MO 65721

Mortgage

Document Number	202008369
Date	Jun 10, 2020
Book Page	002020/008369
Instrument	8448

Lender

Name	TOWN & CNTRY BK
Type	Bank
Address	AVA, MO 65608

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 17, 2018
Property Address	110 HARMONY LN, SPARTA, MO 65753-8105
Document Number	0201812309
Book / Page	002018 / 012309
Instrument Date	Sep 14, 2018
Instrument	12446
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	HOGAN LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	110 HARMONY LN SPARTA MO 657538105, SPARTA, MO 65753-8105

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 17, 2018
Property Address	110 HARMONY LN, SPARTA, MO 65753-8105
Document Number	0201812288
Book / Page	002018 / 012288
Instrument Date	Sep 14, 2018
Instrument	12425
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	HOGAN LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	110 HARMONY LN SPARTA MO 657538105, SPARTA, MO 65753-8105

Mortgage

Document Number	201812289
Date	Sep 17, 2018
Book Page	002018/012289
Instrument	12426

Lender

Name	O'BANNON BKNG
Type	Funding / Finance Company
Address	BUFFALO, MO 65622

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 17, 2018
Property Address	110 HARMONY LN, SPARTA, MO 65753-8105
Document Number	0201812287
Book / Page	002018 / 012287
Instrument Date	Sep 13, 2018
Instrument	12424
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	HOGAN LAND TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	110 HARMONY LN SPARTA MO 657538105, SPARTA, MO 65753-8105

Mortgage

Document Number	201812289
Date	Sep 17, 2018
Book Page	002018/012289
Instrument	12426

Lender

Name	O'BANNON BKNG
Type	Funding / Finance Company
Address	BUFFALO, MO 65622

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,650 (+6.85%)	$292,900 (+6.86%) Land $30,000 Building $262,900
2024	$2,986.00
2023		$52,080	$274,100 Land $30,000 Building $244,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 49% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
WON Communications Fixed Wireless	100 / 20
Brightspeed DSL · Fixed Wireless in parts of the area	40 / 3
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Optimum, White River Connect.

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