118 Hardrow St, Satsuma, FL 32189 Property Records

Putnam County property record for 118 Hardrow St, Satsuma, FL 32189

Property Summary

Property Type	Mobile Home
Details	2,052 sqft · built 2003
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on File
Last Sale	$86,900 (Apr 2018)
Tax Bill	$1,163 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-11-26-0000-0014-0000`

Property Details

APN / Parcel Number

Primary APN	`28-11-26-0000-0014-0000`
Alternative APN	`86561`

Interior

Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Lot Area	45,302 sqft (1.04 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Unfinished Open Porch
Porch Area	584 sqft

Location & Zoning

Account Number	86561
Street Address	118 HARDROW ST
City	SATSUMA
State	FL
Zip	32189-3318
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF GOVT LOT 1 OR340 P77, (LOT 4)
Legal Range	26E
Legal Township	11S
Legal Section	28
Legal Lot Number	1
Jurisdiction	PUTNAM FL
Township / Civil Division	CRESCENT CITY
Census Block Group	2
Census Block	2004
Census Tract	951300

Owner

118 Hardrow St, a mobile home, is owned and occupied by an individual who acquired it in November 2024.

Source: Putnam County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	118 HARDROW ST, SATSUMA, FL 32189-3318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Quit Claim Deed, Transfer · Conventional Mortgage NEWREZ LLC
Apr 4, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA
Dec 20, 2017	Warranty Deed, Transfer GULLETT TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2018 · Amount on File
Deed Sale	Apr 4, 2018 · Amount on File
Prior Sale	Dec 20, 2017 · Amount on File
Deed Document Number	20186201
Deed Book / Page	1502 / 1693
Last Transfer Date	Nov 6, 2024
Transfer Doc	0000009035
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM FL
Recording Date	Apr 9, 2026
Property Address	118 HARDROW ST, SATSUMA, FL 32189-3318
Document Number	0000009035
Book / Page	1864 / 1101
Instrument Date	Nov 6, 2024
Instrument	20269035
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Tax	$212.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 HARDROW ST, SATSUMA, FL 32189-3318
Investor	Possibly a Property Investor

Mortgage

Document Number	0018641105,
Date	Apr 9, 2026
Book Page	1864/1105
Instrument	20269036

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Apr 4, 2018
Property Address	118 HARDROW ST, SATSUMA, FL 32189-3318
Document Number	0015021693
Book / Page	1502 / 1693
Instrument Date	Mar 29, 2018
Instrument	201854006201
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 HARDROW ST, 118, SATSUMA, FL 32189-3318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 HARDROW ST, SATSUMA, FL 32189-3318

Mortgage

Document Number	201854006202
Date	Apr 4, 2018
Instrument	201854006202

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Dec 20, 2017
Property Address	118 HARDROW ST, SATSUMA, FL 32189-3318
Document Number	0014930571
Book / Page	001493 / 000571
Instrument Date	Dec 19, 2017
Instrument	54022342
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount on Record
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3470 NANCY LN COLORADO SPRINGS CO 809102619, COLORADO SPRINGS, CO 80910-2619

Tax Assessment & Valuation

The 2025 property tax bill for 118 Hardrow St was $1,163 with a homeowner's exemption.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,163.00 Homeowner's exemption	$90,670	$152,020 Land $40,030 Building $111,990
2023	$1,001.00 (+7.06%) Homeowner's exemption	$86,120 (+2.99%)	$164,080 (+34.4%) Land $40,030 Building $124,050
2022	$935.00 Homeowner's exemption	$83,620	$122,080 Land $21,260 Building $100,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Hardrow St in Zone X, an area of minimal flood risk, though there have been 114 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	150 units insured incl. 62 condo units
Nearby Flood Claims	114 (2001–2025)
Claims Outside the SFHA	1 of 114
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Irma, Oct 2017 · 46 claims Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Hardrow St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hardrow St

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