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113 Hardrow St, Satsuma, FL 32189 Property Records

Putnam County property record for 113 Hardrow St, Satsuma, FL 32189

Property Summary

Property TypeMobile Home
Details1,248 sqft · built 1986
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$89,000 (May 2019)
Tax Bill$1,846 (2025)
Deeds & MortgagesMay 2019 Sale & Mortgage
Feb 2017 Transfer
Flood ZoneZone X (minimal risk)
APN28-11-26-0000-0010-0180

Property Details

APN / Parcel Number

Primary APN28-11-26-0000-0010-0180
Alternative APN
  • 86548

Interior

Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleMobile Home
Lot Area43,560 sqft (1 acres)
PorchUnfinished Open Porch
Porch Area40 sqft
Deck Area72 sqft

Location & Zoning

Account Number86548
Street Address113 HARDROW ST
CitySATSUMA
StateFL
Zip32189-3319
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionPT OF GOVT LOT 1 OR404 P742, (LOT 18 MAGNOLIA BLUFF ESTS, FIRST ADDITION UNRECORDED)
Legal Range26E
Legal Township11S
Legal Section28
Legal SubdivisionMAGNOLIA BLUFF ESTATES
Legal Lot Number1
JurisdictionPUTNAM FL
Township / Civil DivisionCRESCENT CITY
Census Block Group2
Census Block2004
Census Tract951300

Owner

Source: Putnam County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address113 HARDROW ST, SATSUMA, FL 32189-3319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2019Warranty Deed, Transfer · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES
Feb 6, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2019 · Amount on Record
Deed SaleMay 3, 2019 · Amount on Record
Deed Document Number20197758
Deed Book / Page1540 / 1927
Prior Transfer DateJan 12, 2017
Prior Transfer Doc0014640322
Record UpdatedJun 8, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateMay 3, 2019
Property Address113 HARDROW ST, SATSUMA, FL 32189-3319
Document Number0015401927
Book / Page1540 / 1927
Instrument DateApr 26, 2019
Instrument201954007758
Transaction TypeTransfer
Record UpdatedNov 29, 2021
Title CompanyAMERICAS CHOICE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$623.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address154 MOONLIGHT DR, 154, WELAKA, FL 32193

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 HARDROW ST, SATSUMA, FL 32189-3319

Mortgage

Document Number201954007759
DateMay 3, 2019
Instrument201954007759
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM FL
Recording DateFeb 6, 2017
Property Address113 HARDROW ST, SATSUMA, FL 32189-3319
Document Number0014640322
Book / Page001464 / 000322
Instrument DateJan 12, 2017
Instrument54002039
Transaction TypeTransfer
Record UpdatedFeb 28, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address154 MOONLITE DR WELAKA FL 321933404, WELAKA, FL 32193-3404

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,846.00 (+15.52%)$118,640 (-0.49%) Land $40,780 Building $77,860$118,640 (-0.49%) Land $40,780 Building $77,860
2023$1,598.00 (+22.36%)$119,230 (+37.24%)$119,230 (+37.24%) Land $40,780 Building $78,450
2022$1,306.00$86,880$86,880 Land $21,660 Building $65,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies150 units insured
incl. 62 condo units
Nearby Flood Claims114 (2001–2025)
Claims Outside the SFHA1 of 114
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 12 claims
  • Hurricane Irma, Oct 2017 · 46 claims
  • Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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