Putnam County property record for 100 Hardrow St, Satsuma, FL 32189
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1992 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $136,000 (Aug 2018) |
| Tax Bill | $820 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-11-26-0000-0010-0010 |
| Primary APN | 28-11-26-0000-0010-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 106 sqft |
| Deck Area | 120 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 86536 |
|---|---|
| Street Address | 100 HARDROW ST |
| City | SATSUMA |
| State | FL |
| Zip | 32189-3318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF GOVT LOT 1 OR374 P1392, (LOT 1 MAGNOLIA BLUFF EST) |
| Legal Range | 26E |
| Legal Township | 11S |
| Legal Section | 28 |
| Legal Subdivision | MAGNOLIA BLUFF ESTATES 1ST ADD |
| Legal Lot Number | 1 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | CRESCENT CITY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 951300 |
Source: Putnam County records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 100 HARDROW ST, SATSUMA, FL 32189-3318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Nov 25, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Aug 29, 2018 | Warranty Deed, Transfer · VA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2018 · Amount on Record |
| Deed Sale | Aug 29, 2018 · Amount on Record |
| Prior Sale | Oct 4, 2013 · Amount on Record |
| Deed Document Number | 201816131 |
| Deed Book / Page | 1517 / 993 |
| Prior Transfer Date | Dec 28, 2012 |
| Prior Transfer Doc | 0013361576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 100 HARDROW ST, SATSUMA, FL 32189-3318 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 100 HARDROW ST, SATSUMA, FL 32189-3318 |
| Document Number | 0017220892 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 1722/892 |
| Instrument | 202354018781 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 100 HARDROW ST, SATSUMA, FL 32189-3318 |
| Document Number | 0015611780 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 100 HARDROW ST SATSUMA FL 321893318, SATSUMA, FL 32189-3318 |
| Document Number | 0015611780 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 001561/001780 |
| Instrument | 54021467 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Aug 29, 2018 |
| Property Address | 100 HARDROW ST, SATSUMA, FL 32189-3318 |
| Document Number | 0015170993 |
| Book / Page | 001517 / 000993 |
| Instrument Date | Aug 8, 2018 |
| Instrument | 54016131 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2018 |
| Title Company | GUARANTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $952.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 100 HARDROW ST SATSUMA FL 321893318, SATSUMA, FL 32189-3318 |
| Document Number | 15170996 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 001517/000996 |
| Instrument | 54016132 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2048 |
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $820.00 (+13.89%) Homeowner's exemption | $62,610 (+5.97%) | $194,030 (-3.03%) Land $46,910 Building $147,120 |
| 2023 | $720.00 (+2.86%) Homeowner's exemption | $59,080 (+3%) | $200,090 (+27.95%) Land $46,910 Building $153,180 |
| 2022 | $700.00 Homeowner's exemption | $57,360 | $156,380 Land $24,920 Building $131,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 88 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 150 units insured incl. 62 condo units |
| Nearby Flood Claims | 114 (2001–2025) |
| Claims Outside the SFHA | 1 of 114 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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