118 Gerner Rd, Cabot, PA 16023 Property Records

Butler County property record for 118 Gerner Rd, Cabot, PA 16023

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1994
Lot Size1.2 acres (52,272 sqft)
OwnerIndividual Name on Record
Last Sale$324,900 (Jun 2026)
Tax Bill$701 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN320 S6 B90000

Property Details

APN / Parcel Number

Primary APN320 S6 B90000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area960 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area52,272 sqft (1.2 acres)
Garage Area144 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address118 GERNER RD
CityCABOT
StatePA
Zip16023-3112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.20 AC - LOT 9 - HSE GAR SHED
Legal Lot Number9
JurisdictionBUTLER PA
Township / Civil DivisionWINFIELD
Census Block Group1
Census Block1028
Census Tract911400

Owner

Source: Butler County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address118 GERNER RD, CABOT, PA 16023-3112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2026 · Amount on Record
Deed SaleJun 30, 2026 · Amount on Record
Prior SaleAug 9, 2024 · Amount on Record
Deed Document Number202611070
Record UpdatedOct 29, 2026

June 2026: Special Warranty Deed

Document TypeSpecial Warranty Deed
JurisdictionBUTLER PA
Recording DateJun 30, 2026
Property Address118 GERNER RD, CABOT, PA 16023-3112
Document Number0000011070
Instrument DateJun 23, 2026
Instrument202611070
Record UpdatedJul 8, 2026
Title CompanyALLODIAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$328,149.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 GERNER RD, CABOT, PA 16023-3112

Mortgage

Document Number0000011071,
DateJun 30, 2026
Instrument202663011071
Lender
NameFIRST COMMONWEALTH BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.36%
Max Rate-1%

Tax Assessment & Valuation

Source: Butler County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyButler County
County SubdivisionWinfield Township
Unified School DistrictKnoch School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$701.00 (-73.74%)$20,870 (-) Land $1,560 Building $19,310$20,870 (-) Building $20,870
2025$2,669.00 (+0.79%)$20,870 (-) Land $1,560 Building $19,310
2024$2,648.00 Homeowner's exemption$20,870 Land $1,560 Building $19,310
$20,870 Building $20,870

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2004–2015)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Fiber · Cable in parts of the area
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Gerner Rd

Nearby Streets

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