114 Gerner Rd, Cabot, PA 16023 Property Records

Butler County property record for 114 Gerner Rd, Cabot, PA 16023

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,440 sqft · built 1994
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on Record
Tax Bill	$902 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`320 S6 B80000`

Property Details

APN / Parcel Number

Primary APN	`320 S6 B80000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Lot Area	50,965 sqft (1.17 acres)
Garage Area	220 sqft
Shed	1 Shed
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	114 GERNER RD
City	CABOT
State	PA
Zip	16023-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.17 AC - LOT 8 HSE GAR GAZEBO SHED
Legal Subdivision	BARRY L GROSS SD
Legal Lot Number	8
Jurisdiction	BUTLER PA
Township / Civil Division	WINFIELD
Census Block Group	1
Census Block	1028
Census Tract	911400

Owner

Source: Butler County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3001 HACKBERRY RD, IRVING, TX 75063-0156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 28, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER PA
Property Address	114 GERNER RD, CABOT, PA 16023-3112
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 GERNER RD, CABOT, PA 16023-3112

Mortgage

Document Number	0000012963
Date	Jun 15, 2022
Instrument	202206150012963

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER PA
Property Address	114 GERNER RD, CABOT, PA 16023-3112
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 GERNER RD, CABOT, PA 16023-3112

Mortgage

Document Number	0000008601
Date	Apr 19, 2022
Instrument	202204190008601

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER PA
Property Address	114 GERNER RD, CABOT, PA 16023-3112
Document Number	0000014281
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 GERNER RD CABOT PA 160233112, CABOT, PA 16023-3112

Mortgage

Document Number	0000014281
Date	Jul 29, 2019
Instrument	14281

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 28, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Butler County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Butler County
County Subdivision	Winfield Township
Unified School District	Knoch School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$902.00 (-73.42%) Homeowner's exemption	$26,530 (-) Land $1,510 Building $25,020	$26,530 (-) Building $26,530
2025	$3,393.00 (+0.8%)	$26,530 (-) Land $1,510 Building $25,020
2024	$3,366.00 Homeowner's exemption	$26,530 Land $1,510 Building $25,020
			$26,530 Building $26,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2004–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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