108 Gerner Rd, Cabot, PA 16023 Property Records

Butler County property record for 108 Gerner Rd, Cabot, PA 16023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,115 sqft · built 1996
Lot Size	1.97 acres (85,813 sqft)
Owner	Individual Name on File
Tax Bill	$1,107 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`320 S6 B60000`

Property Details

APN / Parcel Number

Primary APN	`320 S6 B60000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,115 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Lot Area	85,813 sqft (1.97 acres)
Garage Area	806 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 GERNER RD
City	CABOT
State	PA
Zip	16023-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.97 AC - LOT 6 - HSE
Legal Lot Number	6
Jurisdiction	BUTLER PA
Township / Civil Division	WINFIELD
Census Block Group	1
Census Block	1028
Census Tract	911400

Owner

Source: Butler County records · APN 320 S6 B60000

Assessment roll updated June 8, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	108 GERNER RD, CABOT, PA 16023-3112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Sep 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER PA
Property Address	108 GERNER RD, CABOT, PA 16023-3112
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 GERNER RD, CABOT, PA 16023-3112

Mortgage

Document Number	0000007886
Date	Apr 08, 2022
Instrument	202204080007886

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	SARVER, PA 16055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER PA
Property Address	108 GERNER RD, CABOT, PA 16023-3112
Transaction Type	Mortgage
Record Updated	Apr 04, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 GERNER RD, CABOT, PA 16023-3112

Mortgage

Document Number	0000006470
Date	Mar 22, 2022
Instrument	202203220006470

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	SARVER, PA 16055

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 17, 2032

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER PA
Property Address	108 GERNER RD, CABOT, PA 16023-3112
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018902
Date	Sep 14, 2018
Instrument	201809140018902

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 10, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Butler County records · Assessment roll updated June 8, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Butler County
County Subdivision	Winfield Township
Unified School District	Knoch School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,107.00 (-73.28%) Homeowner's exemption	$32,650 (-) Land $2,400 Building $30,250	$32,650 (-) Building $32,650
2024	$4,143.00	$32,650 Land $2,400 Building $30,250
			$32,650 Building $32,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2004–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2015

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Armstrong Holdings Fiber	1,000 / 1,000

Based on FCC filings for 4 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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