Monroe County property record for 118 First Ave, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 2017 |
| Lot Size | 0.086 acres (3,784 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Jun 2017) |
| Tax Bill | $2,369 (2024) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00554720-001060 |
| Primary APN | 00554720-001060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,176 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,784 sqft (0.086 acres) |
| Lot Dimensions | 78 ft deep x 50 ft wide |
| Porch | Open Porch |
| Heating System | Forced Air |
|---|
| Account Number | 9102767 |
|---|---|
| Street Address | 118 FIRST AVE |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (LEASEHOLD INTEREST) LOT 6 HABITAT AT MANDALAY PB7-81 OR2414-484/489 OR2414-490/537(LEASE) OR2466-226/32AMD |
| Legal Range | 39E |
| Legal Township | 62S |
| Legal Section | 06 |
| Legal Subdivision | MANDALAY |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 970600 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 118 FIRST AVE, KEY LARGO, FL 33037-4003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2017 · Amount on Record |
| Deed Sale | Jun 1, 2017 · Amount on Record |
| Deed Document Number | 0002859912 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 118 FIRST AVE, KEY LARGO, FL 33037-4003 |
| Document Number | 0028590918 |
| Book / Page | 002859 / 000918 |
| Instrument Date | Jun 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0028590918 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 002859/000918 |
| Instrument | 2127043 |
| Name | HABITAT/HUMANITY/UPR KEYS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2047 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $213,122 (+5.99%) | $235,163 (+8.49%) Land $11,655 Building $223,508 | |
| 2024 | $2,369.00 (+5.24%) | ||
| 2023 | $2,251.00 (+3.97%) Homeowner's exemption | $201,084 (+3%) | $216,767 (-0.01%) Land $10,595 Building $206,172 |
| 2022 | $2,165.00 Homeowner's exemption | $195,228 | $216,796 Land $8,476 Building $208,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 425 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 957 units insured incl. 532 condo units |
| Nearby Flood Claims | 227 (1982–2022) |
| Claims Outside the SFHA | 13 of 227 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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