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110 First Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 110 First Ave, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,176 sqft · built 2017
Lot Size0.086 acres (3,766 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Aug 2017)
Tax Bill$2,464 (2024)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone AE (high risk)
APN00554720-001020

Property Details

APN / Parcel Number

Primary APN00554720-001020
Alternative APN
  • 9102763

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,176 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,766 sqft (0.086 acres)
Lot Dimensions78 ft deep x 50 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number9102763
Street Address110 FIRST AVE
CityKEY LARGO
StateFL
Zip33037-4003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(LEASEHOLD INTEREST) LOT 2 HABITAT AT MANDALAY PB7-81 OR2414-484 OR2414-490 OR2466-226 OR2581-2478 OR2712-219 OR2867-542
Legal Range39E
Legal Township62S
Legal Section06
Legal SubdivisionMANDALAY
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2014
Census Tract970600

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address110 FIRST AVE, KEY LARGO, FL 33037-4003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2017 · Amount on Record
Deed SaleAug 1, 2017 · Amount on Record
Deed Document Number0002867542
Record UpdatedJun 8, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address110 FIRST AVE, KEY LARGO, FL 33037-4003
Document Number0028670548
Book / Page002867 / 000548
Instrument DateAug 2, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number0028670548
DateAug 2, 2017
Book Page002867/000548
Instrument2133661
Lender
NameHABITAT/HUMANITY/UPR KEYS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$219,401 (+5.99%)$242,110 (+8.56%) Land $11,599 Building $230,511
2024$2,464.00 (+5.07%)
2023$2,345.00 (+3.85%) Homeowner's exemption$207,008 (+3%)$223,029 (+0.38%) Land $10,545 Building $212,484
2022$2,258.00 Homeowner's exemption$200,979$222,175 Land $8,436 Building $213,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 425 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies957 units insured
incl. 532 condo units
Nearby Flood Claims227 (1982–2022)
Claims Outside the SFHA13 of 227
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 156 claims
  • Hurricane Irene, Oct 1999 · 11 claims
  • Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Hotwire Communications.

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