Monroe County property record for 105 First Ave, Key Largo, FL 33037 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,064 sqft · built 1970 |
| Lot Size | 0.379 acres (16,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,232 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00091170-000000 |
| Primary APN | 00091170-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Duplex Single |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 16,500 sqft (0.379 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 590 sqft |
| Patio Area | 410 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1105040 |
|---|---|
| Street Address | 105 FIRST AVE |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4037 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 6 62 39 ISLAND OF KEY LARGO PB1-59 PT LOT 15 OR53-323 OR53-319 OR574-372 OR824-43 OR2185-1290 OR2190-228 OR2231-1171 OR2663-2461 OR2663-2463 OR2777-901 |
| Legal Range | 39E |
| Legal Township | 62S |
| Legal Section | 06 |
| Legal Subdivision | ISLAND KEY LARGO |
| Legal Lot Number | 15 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970600 |
Source: Monroe County records · APN 00091170-000000
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 FIRST AVE, KEY LARGO, FL 33037-4037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 19, 2013 |
| Transfer Doc | 0026632463 |
| Record Updated | Jun 08, 2026 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $316,552 (+6.95%) | $663,559 (+8%) Land $503,828 Building $159,731 | |
| 2024 | $3,232.00 (+9.08%) | ||
| 2023 | $2,963.00 (+5.37%) Senior Citizen's exemption | $295,991 (+7.44%) | $614,427 (+12.77%) Land $480,810 Building $133,617 |
| 2022 | $2,812.00 Senior Citizen's exemption | $275,482 | $544,844 Land $409,200 Building $135,644 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879706002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 425 individual NFIP policies nearby |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 957 units insured 532 under condo master policies |
| Nearby Flood Claims | 227 (1982–2022) |
| Claims Outside the SFHA | 13 of 227 |
| Most Recent Claim | Sep 2022, other causes, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 160 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures