118 Falls St, Morganton, NC 28655 Property Records

Burke County property record for 118 Falls St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,922 sqft · built 1953
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Nov 2021)
Tax Bill	$1,443 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1793828496`

Property Details

APN / Parcel Number

Primary APN	`1793828496`
Alternative APN	`1517`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,922 sqft Living Area
1st Floor Area	1,240 sqft
Basement Area	558 sqft
Finished Basement	682 sqft
Unfinished Basement	558 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)

Exterior Amenities

Porch	Slab
Porch Area	222 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	118 FALLS ST
City	MORGANTON
State	NC
Zip	28655-4316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM INT
Legal Description	118 FALLS ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1025
Census Tract	21400

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 FALLS ST, MORGANTON, NC 28655-4316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 15, 2017	Beneficiary Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage LEGACY NAVIGATOR LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	Nov 15, 2017 · Amount on Record
Deed Document Number	202113894
Deed Book / Page	2585 / 141
Prior Transfer Date	Nov 8, 2017
Prior Transfer Doc	0023210080
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Nov 18, 2021
Property Address	118 FALLS ST, MORGANTON, NC 28655-4316
Document Number	0025850141
Book / Page	2585 / 141
Instrument Date	Nov 18, 2021
Instrument	2021013894
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	118 FALLS ST, MORGANTON, NC 28655-4316

Mortgage

Document Number	2021013895
Date	Nov 18, 2021
Instrument	2021013895

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2017: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BURKE NC
Recording Date	Nov 15, 2017
Property Address	118 FALLS ST, MORGANTON, NC 28655-4316
Document Number	0023210080
Book / Page	2321 / 0080
Instrument Date	Nov 8, 2017
Instrument	2017010268
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1088 LINNAEAN DR, MORGANTON, NC 28655-8293

Mortgage

Document Number	2017010269
Date	Nov 15, 2017
Instrument	2017010269

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	118 FALLS ST, MORGANTON, NC 28655-4316
Document Number	0023070103
Book / Page	002307 / 000103
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E UNION ST MORGANTON NC 286553449, MORGANTON, NC 28655-3449

Mortgage

Document Number	0023070103
Date	Aug 17, 2017
Book Page	002307/000103
Instrument	7393

Lender

Name	LEGACY NAVIGATOR LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,443.00 (+0.35%)	$241,700 (-) Land $17,748 Building $223,952	$241,700 (-) Land $17,748 Building $223,952
2025	$1,438.00 (-0.21%)	$241,700 (-) Land $17,748 Building $223,952	$241,700 (-) Land $17,748 Building $223,952
2023	$1,441.00 (+18.5%)	$241,700 (+48.07%) Land $17,748 Building $223,952	$241,700 (+48.07%) Land $17,748 Building $223,952
2022	$1,216.00	$163,231 Land $15,300 Building $147,931	$163,231 Land $15,300 Building $147,931

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Compas X-Stream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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