113 Falls St, Morganton, NC 28655 Property Records

Burke County property record for 113 Falls St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 2,391 sqft · built 1948
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on Record
Last Sale	$268,000 (Jun 2025)
Tax Bill	$1,086 (2026)
Deeds & Mortgages	Sep 2026 Construction Loan Nov 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1793921617`

Property Details

APN / Parcel Number

Primary APN	`1793921617`
Alternative APN	`1667`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,391 sqft Living Area
1st Floor Area	1,366 sqft
Basement Area	1,138 sqft
Finished Basement	342 sqft
Unfinished Basement	1,138 sqft
Flooring	Wood

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Porch	Slab
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	113 FALLS ST
City	MORGANTON
State	NC
Zip	28655-4315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM INT
Legal Description	113 FALLS ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1027
Census Tract	21400

Owner

Source: Burke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20311 CHARTWELL CENTER DR, 1599, CORNELIUS, NC 28031-5343
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Nov 22, 2021	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 2, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2025 · Amount on Record
Deed Sale	Jun 24, 2025 · Amount on Record
Deed Document Number	20254516
Deed Book / Page	2811 / 467
Prior Transfer Date	Mar 22, 2011
Prior Transfer Doc	0019540571
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Sep 25, 2026
Property Address	113 FALLS ST, MORGANTON, NC 28655-4315
Document Number	0026009169
Book / Page	2899 / 512
Instrument Date	Sep 17, 2026
Instrument	202626009169
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Investor	Possibly a Property Investor

Mortgage

Document Number	0026009169,
Date	Sep 25, 2026
Book Page	2899/512
Instrument	202626009169

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 17, 2027

Interest

Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	113 FALLS ST, MORGANTON, NC 28655-4315
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 FALLS ST, MORGANTON, NC 28655-4315

Mortgage

Document Number	0025860202
Date	Nov 22, 2021
Book Page	2586/202
Instrument	2021014069

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.18%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Index	1-Year LIBOR

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	113 FALLS ST, MORGANTON, NC 28655-4315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024160807
Date	Aug 2, 2019
Book Page	2416/0807
Instrument	2017030660

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MORGANTON, NC 28680

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,086.00 (+110.47%)	$186,433 (-) Land $19,836 Building $166,597	$186,433 (-) Land $19,836 Building $166,597
2025	$516.00 (+0.19%)	$186,433 (+10.67%) Land $19,836 Building $166,597	$186,433 (+10.67%) Land $19,836 Building $166,597
2023	$515.00	$168,452 Land $19,836 Building $148,616	$168,452 Land $19,836 Building $148,616

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Compas X-Stream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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