120 Falls St, Morganton, NC 28655 Property Records

Burke County property record for 120 Falls St, Morganton, NC 28655 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,106 sqft · built 1953
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Mar 2021)
Tax Bill	$981 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1793828398`

Property Details

APN / Parcel Number

Primary APN	`1793828398`
Alternative APN	`7412`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,106 sqft Living Area
1st Floor Area	1,106 sqft
Basement Area	371 sqft
Unfinished Basement	371 sqft
Flooring	Wood

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	94 sqft
Deck Area	352 sqft
Patio Area	317 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	120 FALLS ST
City	MORGANTON
State	NC
Zip	28655-4316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	120 FALLS ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1025
Census Tract	21400

Owner

Source: Burke County records · APN 1793828398

Assessment roll updated September 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	120 FALLS ST, MORGANTON, NC 28655-4316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 07, 2026	Deed of Trust, Mortgage · Line of Credit IIC FEDERAL CREDIT UNION
Mar 17, 2021	Warranty Deed, Transfer
Apr 20, 2017	Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2021 · Amount on Record
Deed Sale	Mar 17, 2021 · Amount on Record
Prior Sale	Aug 31, 2007 · Amount on Record
Deed Document Number	20212986
Deed Book / Page	2526 / 778
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	May 07, 2026
Property Address	120 FALLS ST, MORGANTON, NC 28655-4316
Document Number	0000004113
Book / Page	2871 / 236
Instrument Date	May 01, 2026
Instrument	20264113
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 FALLS ST, MORGANTON, NC 28655-4316

Mortgage

Document Number	0000004113,
Date	May 07, 2026
Book Page	2871/236
Instrument	20264113

Lender

Name	IIC FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 17, 2021
Property Address	120 FALLS ST, MORGANTON, NC 28655-4316
Document Number	0025260778
Book / Page	2526 / 778
Instrument Date	Mar 16, 2021
Instrument	2021002986
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Tax	$298.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 FALLS ST, MORGANTON, NC 28655-4316

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	120 FALLS ST, MORGANTON, NC 28655-4316
Document Number	0022890886
Book / Page	002289 / 000886
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 FALLS ST MORGANTON NC 286554316, MORGANTON, NC 28655-4316

Mortgage

Document Number	0022890886
Date	Apr 26, 2017
Book Page	002289/000886
Instrument	3757

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$981.00 (+0.1%)	$159,363 (-) Land $16,704 Building $142,659	$159,363 (-) Land $16,704 Building $142,659
2023	$980.00	$159,363 Land $16,704 Building $142,659	$159,363 Land $16,704 Building $142,659

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230214001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 212 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
City of Morganton	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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