108 E Walnut St, Richmond, KY 40475 Property Records

Madison County property record for 108 E Walnut St, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details940 sqft
OwnerIndividual Name on File
Last Sale$55,000 (May 2022)
Tax Bill$1,697 (2025)
Deeds & MortgagesJan 2025 Sale & Mortgage
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR007-0029-0003

Property Details

APN / Parcel Number

Primary APNR007-0029-0003
Alternative APNs
  • 113775
  • 76896
  • 47017

Interior

Stories1 Story
Building Area940 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Garage TypeCarport
CarportCarport

Location & Zoning

Account Number47017
Street Address108 E WALNUT ST
CityRICHMOND
StateKY
Zip40475-1216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESC
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2000
Census Tract10400

Owner

Source: Madison County records · APN R007-0029-0003

Assessment roll updated April 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address108 E WALNUT ST, RICHMOND, KY 40475-1216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 02, 2025Deed, Transfer · Conventional Mortgage
WESTERN OHIO MORTGAGE CORP
May 16, 2022Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 16, 2022 · Amount on Record
Deed SaleMay 16, 2022 · Amount on Record
Prior SaleMay 16, 2022 · Amount on Record
Deed Document Number00D823/264
Deed Book / PageD823 / 264
Last Transfer DateJan 02, 2025
Transfer Doc00D862/514
Record UpdatedJun 08, 2026

January 2025: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJan 02, 2025
Property Address108 E WALNUT ST, RICHMOND, KY 40475-1216
Document Number00D862/514
Book / PageD862 / 514
Instrument DateDec 27, 2024
Instrument2014239611
Transaction TypeTransfer
Record UpdatedFeb 03, 2026
Title CompanyCLEAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address112 OREDA DR, RICHMOND, KY 40475-7917

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address108 E WALNUT ST, RICHMOND, KY 40475-1216

Mortgage

Document Number2014239612
DateJan 02, 2025
Instrument2014239612
Lender
NameWESTERN OHIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2055

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateMay 16, 2022
Property Address108 E WALNUT ST, RICHMOND, KY 40475-1216
Document Number00D823/264
Book / PageD823 / 264
Instrument DateMay 05, 2022
Instrument2014091973
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$55.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address490 STONEY RUN RD, RICHMOND, KY 40475-9316

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address108 E WALNUT ST, RICHMOND, KY 40475-1216

Mortgage

Document Number2014091974
DateMay 16, 2022
Instrument2014091974
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2037

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,697.00 (+218.39%) Additional exemption filed$180,000 (+227.27%)$180,000 (+227.27%)
2023$533.00 (+0.38%)$55,000 (+0.73%)$55,000 (+0.73%)
2022$531.00$54,600$54,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 348 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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