113 E Walnut St, Cardington, OH 43315 Property Records

Morrow County property record for 113 E Walnut St, Cardington, OH 43315

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,788 sqft · built 1901
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Tax Bill	$5,089 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C09-021-00-010-00`

Property Details

APN / Parcel Number

Primary APN	`C09-021-00-010-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,788 sqft Living Area
Gross Area	4,790 sqft
1st Floor Area	3,554 sqft
Upper Floors Area	1,011 sqft
Basement Area	632 sqft
Unfinished Basement	632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	303 ft deep x 56 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	676 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	113 E WALNUT ST
City	CARDINGTON
State	OH
Zip	43315-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 179 WPT RTS:0
Legal Lot Number	179
Jurisdiction	MORROW OH
Township / Civil Division	CARDINGTON
Census Block Group	3
Census Block	3032
Census Tract	965300

Owner

Source: Morrow County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 E WALNUT ST, CARDINGTON, OH 43315-1127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2003
Deed Sale	Jun 5, 2003
Prior Sale	Feb 4, 1993
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORROW OH
Recording Date	Jul 26, 2021
Property Address	113 E WALNUT ST, CARDINGTON, OH 43315-1127
Document Number	001021/678
Book / Page	1021 / 678
Instrument Date	Jul 26, 2021
Instrument	401315
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 E WALNUT ST, CARDINGTON, OH 43315-1127

Mortgage

Document Number	0000401316
Date	Jul 26, 2021
Instrument	401316

Lender

Name	UNION BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Morrow County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Morrow County
County Subdivision	Cardington Township
Municipality	Cardington Village
Unified School District	Cardington-Lincoln Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$231,700 (-) Land $18,400 Building $213,300
2025	$5,089.00 (+46.19%) Homeowner's exemption	$81,100 (-) Land $6,440 Building $74,660
2023	$3,481.00 (+91.26%)	$81,100 (+117.14%) Land $6,440 Building $74,660	$231,700 (+117.15%) Land $18,400 Building $213,300
2022	$1,820.00	$37,350 Land $4,100 Building $33,250
2020			$106,700 Land $11,700 Building $95,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARDINGTON VILLAGE PWS serves 2,079 people · EPA ID OH5900112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

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