118 E Main St, Rochester, IL 62563 Property Records

Sangamon County property record for 118 E Main St, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	0.348 acres (15,200 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Feb 2020)
Tax Bill	$4,344 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Feb 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-15.0-303-032`

Property Details

APN / Parcel Number

Primary APN	`23-15.0-303-032`
Alternative APN	`23150303032 (CHECK DIGIT = 4)`

Exterior

Lot Area	15,200 sqft (0.348 acres)

Location & Zoning

Account Number	23150303032
Street Address	118 E MAIN ST
City	ROCHESTER
State	IL
Zip	62563-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 & PT LOTS 4 & 13 LYING N OF HIGHWAY CARTER TRACY ADMINISTRATORS SUB (15,200 SQ FT) 15-15-4
Legal Range	04
Legal Township	15
Legal Section	15
Legal Subdivision	CARTER TRACY ADMINISTRATOR DE-BONIS-NON
Legal Lot Number	4-5,13
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2039
Census Tract	3902

Owner

Source: Sangamon County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	50 WOODLAND TRL, ROCHESTER, IL 62563-9557
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROCHESTER STATE BANK
Feb 3, 2020	Warranty Deed, Transfer · Conventional Mortgage INB NA
Oct 31, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2020 · Amount on Record
Deed Sale	Feb 3, 2020 · Amount on Record
Prior Sale	Dec 6, 2012
Deed Document Number	20202166
Prior Transfer Date	Oct 26, 2018
Prior Transfer Doc	2018R22881
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	118 E MAIN ST, ROCHESTER, IL 62563-9507
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R24992
Date	Dec 3, 2018
Instrument	2018R24992

Lender

Name	ROCHESTER STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 26, 2019

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Feb 3, 2020
Property Address	118 E MAIN ST, ROCHESTER, IL 62563-9507
Document Number	2020R02166
Instrument Date	Jan 28, 2020
Instrument	2020R02166
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	50 WOODLAND TRL, ROCHESTER, IL 62563-9557

Mortgage

Document Number	2020R02167
Date	Feb 3, 2020
Instrument	2020R02167

Lender

Name	INB NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 31, 2018
Property Address	118 E MAIN ST, ROCHESTER, IL 62563-9507
Document Number	2018R22882
Instrument Date	Oct 26, 2018
Instrument	2018R22882
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2608 MUIRFIELD RD, SPRINGFIELD, IL 62711-6752

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 31, 2018
Property Address	118 E MAIN ST, ROCHESTER, IL 62563-9507
Document Number	2018R22881
Instrument Date	Oct 26, 2018
Instrument	2018R22881
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2608 MUIRFIELD RD, SPRINGFIELD, IL 62711-6752

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,344.00 (+1.59%)	$62,410 (+3.4%) Land $10,314 Building $52,096	$187,230 (+3.4%) Land $30,942 Building $156,288
2024	$4,276.00 (+5.53%)	$60,358 (+11.19%) Land $9,975 Building $50,383	$181,074 (+11.19%) Land $29,925 Building $151,149
2022	$4,052.00	$54,286 Land $8,972 Building $45,314	$162,858 Land $26,916 Building $135,942

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1994–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 3,856 people · EPA ID IL1671000
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Computer Techniques Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Rise Broadband Fixed Wireless	300 / 60
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Verizon.

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