109 E Main St, Rochester, IL 62563 Property Records

Sangamon County property record for 109 E Main St, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	0.246 acres (10,726 sqft)
Owner	Individual Name on File
Tax Bill	$2,680 (2025)
Deeds & Mortgages	Aug 2010 Mortgage Sep 2006 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-15.0-301-003`

Property Details

APN / Parcel Number

Primary APN	`23-15.0-301-003`
Alternative APN	`23150301003 (CHECK DIGIT = 0)`

Exterior

Lot Area	10,726 sqft (0.246 acres)

Location & Zoning

Account Number	23150301003
Street Address	109 E MAIN ST
City	ROCHESTER
State	IL
Zip	62563-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 11 B 2 WEST ROCHESTER
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2038
Census Tract	3902

Owner

109 E Main St is owned and occupied by an individual who acquired it in September 2006.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	109 E MAIN ST, ROCHESTER, IL 62563-9507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Sep 11, 2006	Quit Claim Deed, Transfer Quitclaim
Aug 29, 2006	Warranty Deed, Transfer · Conventional Mortgage AMERICAN HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2006
Deed Sale	Sep 11, 2006
Prior Sale	Aug 29, 2006 · Amount on File
Record Updated	Sep 20, 2026

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	109 E MAIN ST, ROCHESTER, IL 62563-9507
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R30587
Date	Aug 31, 2010
Instrument	2010R30587

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2040

Interest

Rate Type	Fixed Rate

September 2006: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 11, 2006
Property Address	109 E MAIN ST, ROCHESTER, IL 62563-9507
Document Number	2006R35170
Instrument Date	Sep 7, 2006
Instrument	2006R35170
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E MAIN ST, ROCHESTER, IL 62563-9507

August 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 29, 2006
Property Address	109 E MAIN ST, ROCHESTER, IL 62563-9507
Document Number	2006R33501
Instrument Date	Aug 24, 2006
Instrument	2006R33501
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E MAIN ST, ROCHESTER, IL 62563-9507

Mortgage

Document Number	2006R33502
Date	Aug 29, 2006
Instrument	2006R33502

Lender

Name	AMERICAN HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 109 E Main St was $2,680 with exemptions applied.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,680.00	$49,503 Land $11,348 Building $38,155	$148,509 Land $34,044 Building $114,465
2022	$2,393.00 Homeowner's exemption Senior Citizen's exemption	$43,058 Land $9,871 Building $33,187	$129,174 Land $29,613 Building $99,561

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 E Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1994–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 3,856 people · EPA ID IL1671000
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Computer Techniques Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Rise Broadband Fixed Wireless	300 / 60
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Verizon.

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