113 E Highland Ave, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 113 E Highland Ave, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,708 sqft · built 1975
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,376 (Jul 2023)
Tax Bill	$1,322 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2021 Mortgage
APN	`06-3.0-05-003-002-021.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-003-002-021.000`

Interior

Building Area	1,708 sqft Base Area
1st Floor Area	1,708 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 100 ft wide

Location & Zoning

Street Address	113 E HIGHLAND AVE
City	SAINT JOSEPH
State	MO
Zip	64505-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SAINT JOSEPH EXTENSION LOT:5 BLK:36LGL DESC:E 4' L5 ALL 6-7-8 ALL EX E 4' L9
Legal Subdivision	SAINT JOSEPH EXTENSION
Legal Block	36
Legal Lot Number	5
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2056
Census Tract	300

Owner

Source: Buchanan County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Mar 19, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	May 11, 2010 · Amount on Record
Deed Document Number	20235441
Deed Book / Page	3788 / 908
Prior Transfer Date	Jul 13, 2023
Prior Transfer Doc	003788/908
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Jul 19, 2023
Property Address	113 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2432
Document Number	003788/908
Book / Page	3788 / 908
Instrument Date	Jul 13, 2023
Instrument	2023005441
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	CARRINGTON TITLE SERVICES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2432

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	113 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2432

Mortgage

Document Number	2023005442
Date	Jul 19, 2023
Instrument	2023005442

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	113 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2432
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2432

Mortgage

Document Number	3760/13
Date	Mar 19, 2021
Book Page	3760/13
Instrument	2021002658

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,322.00	$18,530 (+6.74%) Land $1,820 Building $16,710	$97,540 (+6.71%) Land $9,600 Building $87,940
2024	$1,322.00 (+16.58%)
2023	$1,134.00 (-0.7%)	$17,360 (-) Land $1,820 Building $15,540	$91,410 (-) Land $9,600 Building $81,810
2022	$1,142.00	$17,360 Land $1,820 Building $15,540
2021			$91,410 Land $9,600 Building $81,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	53 (1984–2019)
Claims Outside the SFHA	9 of 53
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Mar 2019 · 10 claims Flooding, Jul 2011 · 18 claims Severe Storms & Flooding, Jul 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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