118 E Elm St, Westphalia, MI 48894 Property Records

Clinton County property record for 118 E Elm St, Westphalia, MI 48894

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Oct 2021)
Tax Bill	$822 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-000-007-009-00`

Property Details

APN / Parcel Number

Primary APN	`161-000-007-009-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	147 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	162 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	118 E ELM ST
City	WESTPHALIA
State	MI
Zip	48894-9817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	COM. 856.5 FT. N AND 330 FT. E OF SW CORNER OF SEC 4 T6N R4W, TH S 147 FT. E 60 FT., N 147 FT., W 60 FT. TO BEG. BEING PART
Legal Range	04W
Legal Township	06N
Legal Section	04
Legal Subdivision	VILLAGE OF WESTPHALIA
Legal Block	7
Legal Lot Number	9
Jurisdiction	CLINTON MI
Township / Civil Division	WESTPHALIA
Census Block Group	1
Census Block	1017
Census Tract	10400

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 601, WESTPHALIA, MI 48894-0601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	May 4, 2015 · Amount on Record
Deed Document Number	20215316890
Prior Transfer Date	Jan 30, 2006
Prior Transfer Doc	5095088
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Oct 21, 2021
Property Address	118 E ELM ST, WESTPHALIA, MI 48894-9817
Document Number	5316890
Instrument Date	Oct 12, 2021
Instrument	5316890
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 E ELM ST, 118, WESTPHALIA, MI 48894-9817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 VIDUA CIR, WESTPHALIA, MI 48894-9847

Mortgage

Document Number	5316891
Date	Oct 21, 2021
Instrument	5316891

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Westphalia Township
Municipality	Westphalia Village
Unified School District	Pewamo-Westphalia Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,700 (+1.25%) Land $16,600 Building $56,100	$145,400 (+1.25%) Land $33,200 Building $112,200
2025	$822.00 (-56.32%) Homeowner's exemption	$71,800 (+9.28%) Land $15,500 Building $56,300	$143,600 (+9.28%) Land $31,000 Building $112,600
2024	$1,882.00 (+13.58%)
2023		$65,700	$131,400
2022	$1,657.00 (+59.94%)
2020	$1,036.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF WESTPHALIA serves 925 people · EPA ID MI0007050
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Westphalia Broadband Fiber	1,000 / 1,000

May also be available: CMS Internet, Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Elm St

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