114 E Elm St, Westphalia, MI 48894 Property Records

Clinton County property record for 114 E Elm St, Westphalia, MI 48894

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,824 sqft · built 1948
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Oct 2005)
Tax Bill	$1,152 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-000-007-007-01`

Property Details

APN / Parcel Number

Primary APN	`161-000-007-007-01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,460 sqft
Basement Area	1,460 sqft
Finished Basement	732 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	143 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	642 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	114 E ELM ST
City	WESTPHALIA
State	MI
Zip	48894-9817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	E 60 FT OF LOT 6 AND E 60 FT OF N 1/2 OF LOT 7 BLOCK 7, WESTPHALIA
Legal Subdivision	VILLAGE OF WESTPHALIA
Legal Block	7
Legal Lot Number	6-7
Jurisdiction	CLINTON MI
Township / Civil Division	WESTPHALIA
Census Block Group	1
Census Block	1017
Census Tract	10400

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 81, WESTPHALIA, MI 48894-0081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Jun 13, 2017	Intrafamily Transfer, Transfer · Construction Mortgage THE DART BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2005 · Amount on Record
Deed Sale	Oct 5, 2005 · Amount on Record
Deed Document Number	20055088765
Last Transfer Date	Jun 6, 2017
Transfer Doc	5254931
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	114 E ELM ST, WESTPHALIA, MI 48894-9817
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5307207
Date	Mar 23, 2021
Instrument	5307207

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	114 E ELM ST, WESTPHALIA, MI 48894-9817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5290711
Date	Mar 27, 2020
Instrument	5290711

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Jun 13, 2017
Property Address	114 E ELM ST, WESTPHALIA, MI 48894-9817
Document Number	5254931
Instrument Date	Jun 6, 2017
Instrument	5254931
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TRANSNATION TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	114 E ELM ST, WESTPHALIA, MI 48894-9817

Mortgage

Document Number	5254932
Date	Jun 13, 2017
Instrument	5254932

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Westphalia Township
Municipality	Westphalia Village
Unified School District	Pewamo-Westphalia Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,000 (+1.49%) Land $16,400 Building $119,600	$272,000 (+1.49%) Land $32,800 Building $239,200
2025	$1,152.00 (-56.3%) Homeowner's exemption	$134,000 (+9.84%) Land $15,300 Building $118,700	$268,000 (+9.84%) Land $30,600 Building $237,400
2024	$2,636.00 (+13.57%)
2023		$122,000	$244,000
2022	$2,321.00 (+14.39%)
2020	$2,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF WESTPHALIA serves 925 people · EPA ID MI0007050
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Westphalia Broadband Fiber	1,000 / 1,000

May also be available: CMS Internet, Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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