115 E Elm St, Westphalia, MI 48894 Property Records

Clinton County property record for 115 E Elm St, Westphalia, MI 48894

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,714 sqft · built 1920
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Oct 2020)
Tax Bill	$908 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-000-007-009-03`

Property Details

APN / Parcel Number

Primary APN	`161-000-007-009-03`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,714 sqft Living Area
1st Floor Area	1,336 sqft
Basement Area	1,120 sqft
Finished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	170 ft deep x 76 ft wide
Garage Type	Detached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	115 E ELM ST
City	WESTPHALIA
State	MI
Zip	48894-9817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	COMM AT A PT 55 RODS N & 330 FT E OF THE SW COR OF SEC 4, T6N, R4W, VILLAGE OF WESTPHALIA, CLINTON COUNTY, MICHIGAN, TH N 5
Legal Range	04W
Legal Township	06N
Legal Section	04
Legal Block	7
Legal Lot Number	3
Jurisdiction	CLINTON MI
Township / Civil Division	WESTPHALIA
Census Block Group	1
Census Block	1015
Census Tract	10400

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 172, WESTPHALIA, MI 48894-0172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2020 · Amount on Record
Deed Sale	Oct 6, 2020 · Amount on Record
Deed Document Number	20205298950
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Oct 6, 2020
Property Address	115 E ELM ST, WESTPHALIA, MI 48894-9817
Document Number	5298950
Instrument Date	Oct 2, 2020
Instrument	5298950
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10401 W KINLEY RD, 10401, WESTPHALIA, MI 48894

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 172, WESTPHALIA, MI 48894-0172

Mortgage

Document Number	5298951
Date	Oct 6, 2020
Instrument	5298951

Lender

Name	PFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Westphalia Township
Municipality	Westphalia Village
Unified School District	Pewamo-Westphalia Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,400 (+3.85%) Land $21,600 Building $64,800	$172,800 (+3.85%) Land $43,200 Building $129,600
2025	$908.00 (-56.3%) Homeowner's exemption	$83,200 (+7.49%) Land $20,100 Building $63,100	$166,400 (+7.49%) Land $40,200 Building $126,200
2024	$2,078.00 (+13.55%)
2023		$77,400	$154,800
2022	$1,830.00 (+58.44%)
2020	$1,155.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF WESTPHALIA serves 925 people · EPA ID MI0007050
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Westphalia Broadband Fiber	1,000 / 1,000

May also be available: CMS Internet, Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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