DeKalb County property record for 113 E Clover Ave, Cortland, IL 60112 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,173 sqft · built 2004 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $248,000 (Jul 2022) |
| Tax Bill | $7,441 (2024) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-20-257-012 |
| Primary APN | 09-20-257-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,173 sqft Building Perimeter |
| 1st Floor Area | 1,173 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 0920257012 |
|---|---|
| Street Address | 113 E CLOVER AVE |
| City | CORTLAND |
| State | IL |
| Zip | 60112-4114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 105 - NEUCORT LAKES - UNIT 2 |
| Legal Subdivision | NEUCORT LAKES |
| Legal Lot Number | 105 |
| Legal Unit | 2 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | CORTLAND |
| Census Block Group | 4 |
| Census Block | 4090 |
| Census Tract | 1600 |
Source: DeKalb County records · APN 09-20-257-012
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 671 TIMBER RIDGE DR, BARTLETT, IL 60103-6606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 15, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Oct 01, 2020 | Quit Claim Deed, Transfer AMERISAVE MTG |
| Apr 11, 2017 | Warranty Deed, Transfer · Conventional with PMI ILLINOIS CMNTY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on Record |
| Deed Sale | Jul 15, 2022 · Amount on Record |
| Prior Sale | Apr 11, 2017 · Amount on Record |
| Deed Document Number | 20226745 |
| Prior Transfer Date | Dec 04, 2007 |
| Prior Transfer Doc | 0000021226 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Jul 15, 2022 |
| Property Address | 113 E CLOVER AVE, CORTLAND, IL 60112-4114 |
| Document Number | 0000006745 |
| Map Reference | DOC 2003018583 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 2022006745 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 E CLOVER AVE, 113, CORTLAND, IL 60112-4114 |
| Name | Verified Name |
|---|---|
| Address | 113 E CLOVER AVE, CORTLAND, IL 60112-4114 |
| Document Number | 0000006746 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022006746 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Apr 01, 2052 |
| Rate | 4.37% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Oct 01, 2020 |
| Property Address | 113 E CLOVER AVE, CORTLAND, IL 60112-4114 |
| Document Number | 0000010114 |
| Instrument Date | Jul 07, 2020 |
| Instrument | 10114 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 113 E CLOVER AVE CORTLAND IL 601124114, CORTLAND, IL 60112-4114 |
| Document Number | 10115 |
|---|---|
| Date | Oct 01, 2020 |
| Instrument | 10115 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Sep 30, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Apr 11, 2017 |
| Property Address | 113 E CLOVER AVE, CORTLAND, IL 60112-4114 |
| Document Number | 0000003335 |
| Instrument Date | Apr 06, 2017 |
| Instrument | 3335 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2190 COTTONVILLE RD #17 SYCAMORE IL 60178, 17, SYCAMORE, IL 60178 |
| Document Number | 3336 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 3336 |
| Name | ILLINOIS CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | SYCAMORE, IL 60178 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2047 |
Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Cortland Township |
| Municipality | Cortland Town |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $79,898 (+20.19%) Land $14,175 Building $65,723 | $239,694 (+20.19%) Land $42,525 Building $197,169 | |
| 2024 | $7,441.00 | ||
| 2023 | $66,478 Land $12,467 Building $54,011 | $199,434 Land $37,401 Building $162,033 |
Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), updated January 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170370016004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Benton Ridge Telephone Company | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| Opiquad | Fixed Wireless (unlicensed) | 100 / 20 |
May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
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