Burke County property record for 118 Clark St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,421 sqft · built 1958 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Jul 2021) |
| Tax Bill | $1,088 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 2704112105 |
| Primary APN | 2704112105 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,421 sqft Living Area |
| 1st Floor Area | 1,421 sqft |
| Basement Area | 989 sqft |
| Unfinished Basement | 989 sqft |
| Utility Room | Utility Room |
| Flooring | Wood |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 126 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 118 CLARK ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENS |
| Legal Description | 118 CLARK ST MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20500 |
118 Clark St is owned and occupied by an individual who bought it in July 2021.
Source: Burke County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 CLARK ST, MORGANTON, NC 28655-2506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Closed-End Mortgage MORGANTON SAVINGS BANK SSB |
| Jul 13, 2021 | Executor's Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on File |
| Deed Sale | Jul 13, 2021 · Amount on File |
| Deed Document Number | 20218174 |
| Deed Book / Page | 2554 / 595 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 118 CLARK ST, MORGANTON, NC 28655-2506 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 118 CLARK ST, MORGANTON, NC 28655-2506 |
| Document Number | 0025820174 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 2582/174 |
| Instrument | 2021013296 |
| Name | MORGANTON SAVINGS BANK SSB |
|---|---|
| Type | Bank |
| Address | MORGANTON, NC 28680 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jul 13, 2021 |
| Property Address | 118 CLARK ST, MORGANTON, NC 28655-2506 |
| Document Number | 0025540595 |
| Book / Page | 2554 / 595 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021008174 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6035 BENFIELDS LANDING RD, NEBO, NC 28761-9690 |
| Name | Verified Name |
|---|---|
| Address | 118 CLARK ST, MORGANTON, NC 28655-2506 |
The 2026 property tax bill for 118 Clark St was $1,088, up 0.5% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,088.00 (+0.46%) | $177,762 (-) Land $15,660 Building $162,102 | $177,762 (-) Land $15,660 Building $162,102 |
| 2025 | $1,083.00 | $177,762 Land $15,660 Building $162,102 | $177,762 Land $15,660 Building $162,102 |
| 2023 | $1,083.00 | $177,762 Land $15,660 Building $162,102 | $177,762 Land $15,660 Building $162,102 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Clark St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Clark St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Compas X-Stream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum, T-Mobile.
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