119 Clark St, Morganton, NC 28655 Property Records

Burke County property record for 119 Clark St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,222 sqft · built 1961
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Sep 2023)
Tax Bill	$935 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2704101967`

Property Details

APN / Parcel Number

Primary APN	`2704101967`
Alternative APN	`2461`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
1st Floor Area	822 sqft
Basement Area	422 sqft
Unfinished Basement	422 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Material	Metal
Lot Area	9,583 sqft (0.22 acres)

Exterior Amenities

Porch	Patio
Porch Area	35 sqft
Deck Area	220 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	119 CLARK ST
City	MORGANTON
State	NC
Zip	28655-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	119 CLARK ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1004
Census Tract	20500

Owner

Source: Burke County records, as of September 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 CLARK ST, MORGANTON, NC 28655-2505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Feb 28, 2022	Deed of Trust, Mortgage I3 LENDING INC
Jul 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 31, 2019	Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	May 31, 2019 · Amount on Record
Deed Document Number	202323008995
Deed Book / Page	2708 / 199
Prior Transfer Date	Jul 16, 2019
Prior Transfer Doc	0024140759
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 28, 2023
Property Address	119 CLARK ST, MORGANTON, NC 28655-2505
Document Number	0027080199
Book / Page	2708 / 199
Instrument Date	Sep 8, 2023
Instrument	2023008995
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 CLARK ST, MORGANTON, NC 28655-2505

Mortgage

Document Number	2023008996
Date	Sep 28, 2023
Instrument	2023008996

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0027080216
Date	Sep 28, 2023
Book Page	2708/216
Instrument	2023008997

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	119 CLARK ST, MORGANTON, NC 28655-2505
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026060483
Date	Feb 28, 2022
Book Page	2606/483
Instrument	2021017941

Lender

Name	I3 LENDING INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Jul 24, 2019
Property Address	119 CLARK ST, MORGANTON, NC 28655-2505
Document Number	0024140759
Book / Page	002414 / 000759
Instrument Date	Jul 16, 2019
Instrument	30281
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	119 CLARK ST MORGANTON NC 286552505, MORGANTON, NC 28655-2505

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 31, 2019
Property Address	119 CLARK ST, MORGANTON, NC 28655-2505
Document Number	0024050856
Book / Page	2405 / 0856
Instrument Date	May 28, 2019
Instrument	2017028381
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 LINDEN RD, 101, RICHLANDS, NC 28574-8367

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 CLARK ST, MORGANTON, NC 28655-2505

Mortgage

Document Number	2017028382
Date	May 31, 2019
Instrument	2017028382

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2039

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$935.00 (+0.21%)	$151,015 (+0.04%) Land $12,760 Building $138,255	$151,015 (+0.04%) Land $12,760 Building $138,255
2023	$933.00	$150,952 Land $12,760 Building $138,192	$150,952 Land $12,760 Building $138,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Compas X-Stream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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