113 Clark St, Morganton, NC 28655 Property Records

Burke County property record for 113 Clark St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 892 sqft · built 1956
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jun 2022)
Tax Bill	$1,036 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`2704115032`

Property Details

APN / Parcel Number

Primary APN	`2704115032`
Alternative APN	`1841`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	892 sqft Living Area
Gross Area	1,282 sqft
1st Floor Area	892 sqft
Basement Area	390 sqft
Unfinished Basement	390 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	22,651 sqft (0.519 acres)
Terrain	Low

Exterior Amenities

Porch	Open Porch
Porch Area	248 sqft
Deck Area	126 sqft
Patio Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	2704115032
Street Address	113 CLARK ST
City	MORGANTON
State	NC
Zip	28655-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENSITY DIST
Legal Description	113 CLARK ST MORGANTON, NC 28655
Legal Tract	1
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1004
Census Tract	20500

Owner

Source: Burke County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 CLARK ST, MORGANTON, NC 28655-2505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 1, 2017	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2022 · Amount on Record
Deed Sale	Jun 24, 2022 · Amount on Record
Prior Sale	Mar 1, 2017 · Amount on Record
Deed Document Number	0002630918
Deed Book / Page	2630 / 918
Record Updated	Jun 7, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 24, 2022
Property Address	113 CLARK ST, MORGANTON, NC 28655-2505
Document Number	0026300918
Book / Page	2630 / 918
Instrument Date	Jun 24, 2022
Instrument	2022022716
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 CLARK ST, MORGANTON, NC 28655-2505
Investor	Possibly a Property Investor

Mortgage

Document Number	2022022717
Date	Jun 24, 2022
Instrument	2022022717

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.15%
Index	5-Year CMT
Max Rate	10.1%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 1, 2017
Property Address	113 CLARK ST, MORGANTON, NC 28655-2505
Document Number	0022800825
Book / Page	2280 / 0825
Instrument Date	Feb 28, 2017
Instrument	2017001845
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 GOLF COURSE RD # RD803, 315, MORGANTON, NC 28655-5206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 CLARK ST, MORGANTON, NC 28655-2505

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,036.00	$169,297 (-) Land $29,202 Building $140,095	$169,297 (-) Land $29,202 Building $140,095
2023	$1,036.00	$169,297 Land $29,202 Building $140,095	$169,297 Land $29,202 Building $140,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Compas X-Stream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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