118 Cherry Tree Ln, Elkton, MD 21921 Property Records

Cecil County property record for 118 Cherry Tree Ln, Elkton, MD 21921

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,308 sqft · built 1995
Lot Size0.071 acres (3,092 sqft)
Owner2 Individual Names on File
Last Sale$147,000 (Dec 2016)
Tax Bill$3,482 (2026)
Flood ZoneZone X (minimal risk)
APN03-099679

Property Details

APN / Parcel Number

Primary APN03-099679
Alternative APNs
  • 3099679
  • 099679

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,308 sqft Total Area
Basement Area448 sqft
Finished Basement448 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,092 sqft (0.071 acres)
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number099679
Street Address118 CHERRY TREE LN
CityELKTON
StateMD
Zip21921-5812
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR3
Legal DescriptionLOT 182 - .071 ACRE 118 CHERRY TREE LANE WASHINGTON WOODS
Legal SubdivisionWASHINGTON WOODS
Legal Lot Number182
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group1
Census Block1011
Census Tract30508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

118 Cherry Tree Ln, a townhouse, is owned and occupied by two individuals who bought it in December 2016.

Source: Cecil County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address118 CHERRY TREE LN, ELKTON, MD 21921-5812
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2016 · Amount on File
Deed SaleDec 5, 2016 · Amount on File
Prior SaleSep 5, 2002 · Amount on File
Deed Book / Page3989 / 38
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 118 Cherry Tree Ln was $3,482, up 12.4% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,482.00 (+12.43%)$202,467$225,900 Land $68,000 Building $157,900
2025$3,097.00
2023$1,946.00$152,100$155,600 Land $40,000 Building $115,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Cherry Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Cherry Tree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKTON
serves 15,625 people · EPA ID MD0070011
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
IQ Fiber
Fiber
1,000 / 1,000

May also be available: Talkie Communications, Verizon.

Nearby Properties on Cherry Tree Ln

Nearby Streets

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