113 Cherry Tree Ln, Elkton, MD 21921 Property Records

Cecil County property record for 113 Cherry Tree Ln, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,848 sqft · built 1995
Lot Size	0.233 acres (10,149 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Apr 2019)
Tax Bill	$4,499 (2026)
Deeds & Mortgages	May 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-099164`

Property Details

APN / Parcel Number

Primary APN	`03-099164`
Alternative APNs	`3099164` `099164`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,848 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,149 sqft (0.233 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	231 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	099164
Street Address	113 CHERRY TREE LN
City	ELKTON
State	MD
Zip	21921-5801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 65 - .233 ACRE 113 CHERRY TREE LANE WASHINGTON WOODS
Legal Subdivision	WASHINGTON WOODS SEC 02
Legal Lot Number	65
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1010
Census Tract	30508

Owner

113 Cherry Tree Ln is owned and occupied by two individuals who bought it in April 2019.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	113 CHERRY TREE LN, ELKTON, MD 21921-5801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Apr 3, 2019	Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on File
Deed Sale	Apr 3, 2019 · Amount on File
Prior Sale	Dec 15, 2011 · Amount on File
Deed Book / Page	4380 / 125
Prior Transfer Date	Dec 14, 2010
Prior Transfer Doc	3031000077
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	113 CHERRY TREE LN, ELKTON, MD 21921-5801
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048720019
Date	May 5, 2021
Book Page	4872/19

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Apr 3, 2019
Property Address	113 CHERRY TREE LN, ELKTON, MD 21921-5801
Document Number	0043800125
Book / Page	4380 / 125
Map Reference	MB PC413 FO 725
Instrument Date	Mar 29, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	LIBERTY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	113 CHERRY TREE LN, ELKTON, MD 21921-5801

Mortgage

Document Number	0004380134
Date	Apr 3, 2019
Instrument	4380/134

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 113 Cherry Tree Ln was $4,499 with a homeowner's exemption, up 5.3% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,499.00 (+5.31%) Homeowner's exemption	$289,567	$317,700 Land $82,800 Building $234,900
2025	$4,272.00 Homeowner's exemption
2023	$3,256.00 Homeowner's exemption	$227,400	$233,300 Land $61,500 Building $171,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Cherry Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Cherry Tree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000

May also be available: Talkie Communications, Verizon.

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