Cecil County property record for 115 Cherry Tree Ln, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,100 sqft · built 1994 |
| Lot Size | 0.238 acres (10,367 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,000 (Nov 2017) |
| Tax Bill | $4,534 (2026) |
| Deeds & Mortgages | Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-099156 |
| Primary APN | 03-099156 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,100 sqft Total Area |
| Basement Area | 56 sqft |
| Finished Basement | 56 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,367 sqft (0.238 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 099156 |
|---|---|
| Street Address | 115 CHERRY TREE LN |
| City | ELKTON |
| State | MD |
| Zip | 21921-5801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 64 - .238 ACRE 115 CHERRY TREE LANE WASHINGTON WOODS |
| Legal Subdivision | WASHINGTON WOODS |
| Legal Lot Number | 64 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 30508 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 CHERRY TREE LN, ELKTON, MD 21921-5801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2017 · Amount on File |
| Deed Sale | Nov 20, 2017 · Amount on File |
| Prior Sale | Apr 23, 2010 |
| Deed Book / Page | 4163 / 432 |
| Prior Transfer Date | Nov 21, 2013 |
| Prior Transfer Doc | 0035640498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Nov 20, 2017 |
| Property Address | 115 CHERRY TREE LN, ELKTON, MD 21921-5801 |
| Document Number | 0041630432 |
| Book / Page | 4163 / 432 |
| Map Reference | MB413 PL724 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | ARDENT TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 115 CHERRY TREE LN, ELKTON, MD 21921-5801 |
| Document Number | 0004163437 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 4163/437 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Elkton Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,534.00 (+5.32%) Homeowner's exemption | $291,833 (+10.77%) | $320,200 (-) Land $82,900 Building $237,300 |
| 2025 | $4,305.00 (+28.2%) Homeowner's exemption | $263,467 (+12.95%) | $320,200 (+36.2%) Land $82,900 Building $237,300 |
| 2023 | $3,358.00 Homeowner's exemption | $233,267 | $235,100 Land $61,600 Building $173,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| IQ Fiber Fiber | 1,000 / 1,000 |
May also be available: Talkie Communications, Verizon.
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