118 3rd Ave W, Cresco, IA 52136 Property Records

Howard County property record for 118 3rd Ave W, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,660 sqft · built 1918
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Tax Bill	$3,220 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`320010313000000`

Property Details

APN / Parcel Number

Primary APN	`320010313000000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,660 sqft Living Area
Basement Area	676 sqft
Finished Basement	125 sqft
Unfinished Basement	551 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)

Exterior Amenities

Porch	Slab
Porch Area	184 sqft
Patio Area	264 sqft
Utility Building	1,728 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	118 3RD AVE W
City	CRESCO
State	IA
Zip	52136-1444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK 3 CRESCO PLAT
Legal Subdivision	ORIGINAL PLAT CRESCO
Legal Block	3
Legal Lot Number	13
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1029
Census Tract	960100

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 1ST ST NW, 110, DODGE CENTER, MN 55927-2809
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
Dec 4, 2018	Deed of Trust, Mortgage · Balloon Mortgage CUSB BANK
Oct 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CUSB BANK
Dec 14, 2020	Quit Claim Deed, Transfer Quitclaim
Nov 29, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 20, 2023
Transfer Doc	0000001753
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	118 3RD AVE W, CRESCO, IA 52136-1444
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1138
Date	Jun 14, 2021
Book Page	2021/1138
Instrument	2021 01138

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	118 3RD AVE W, CRESCO, IA 52136-1444
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021/179
Date	Jan 22, 2021
Book Page	2021/179
Instrument	2021 0179

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	118 3RD AVE W, CRESCO, IA 52136-1444
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018/1819
Date	Dec 4, 2018
Book Page	2018/1819
Instrument	1819

Lender

Name	CUSB BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	118 3RD AVE W, CRESCO, IA 52136-1444
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1474
Date	Oct 9, 2019
Book Page	2019/1474
Instrument	1474

Lender

Name	CUSB BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD IA
Recording Date	Dec 14, 2020
Property Address	118 3RD AVE W, CRESCO, IA 52136-1444
Document Number	02020/2244
Book / Page	2020 / 2244
Instrument Date	Dec 11, 2020
Instrument	2020 2244
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 3RD AVE W, CRESCO, IA 52136-1444

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD IA
Recording Date	Nov 29, 2018
Property Address	118 3RD AVE W, CRESCO, IA 52136-1444
Document Number	02018/1780
Book / Page	2018 / 1780
Instrument Date	Nov 28, 2018
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 3RD AVE W, CRESCO, IA 52136-1444

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,220.00	$189,880 (-) Land $7,500 Building $182,380	$189,880 (-) Land $7,500 Building $182,380
2025	$3,220.00 (+4.01%)	$189,880 (+12.98%) Land $7,500 Building $182,380	$189,880 (+12.98%) Land $7,500 Building $182,380
2024	$3,096.00 (+74.72%)
2023		$168,070 (+103.35%) Land $7,500 Building $160,570	$168,070 (+103.35%) Land $7,500 Building $160,570
2022	$1,772.00 Additional exemption filed	$82,650 Land $7,500 Building $75,150
2021			$82,650 Land $7,500 Building $75,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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