126 3rd Ave W, Cresco, IA 52136 Property Records

Howard County property record for 126 3rd Ave W, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,580 sqft · built 1907
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$92,500 (Dec 2019)
Tax Bill	$1,992 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320010315000000`

Property Details

APN / Parcel Number

Primary APN	`320010315000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,580 sqft Living Area
Basement Area	636 sqft
Unfinished Basement	944 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Deck Area	172 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	126 3RD AVE W
City	CRESCO
State	IA
Zip	52136-1444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLK 3 CRESCO PLAT
Legal Subdivision	ORIGINAL PLAT OF CRESCO
Legal Block	3
Legal Lot Number	15
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1029
Census Tract	960100

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	126 3RD AVE W, CRESCO, IA 52136-1444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 18, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2019 · Amount on Record
Deed Sale	Dec 18, 2019 · Amount on Record
Deed Document Number	201937
Deed Book / Page	2019 / 1937
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	126 3RD AVE W, CRESCO, IA 52136-1444
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021/703
Date	Apr 12, 2021
Book Page	2021/703
Instrument	2021 0703

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Dec 18, 2019
Property Address	126 3RD AVE W, CRESCO, IA 52136-1444
Document Number	2019/1937
Book / Page	2019 / 1937
Instrument Date	Dec 13, 2019
Instrument	1937
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 3RD AVE W, CRESCO, IA 52136-1444

Mortgage

Document Number	02019/1938
Date	Dec 18, 2019
Book Page	2019/1938
Instrument	1938

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,992.00	$117,520 (-) Land $7,500 Building $110,020	$117,520 (-) Land $7,500 Building $110,020
2025	$1,992.00 (+4.84%)	$117,520 (+13.91%) Land $7,500 Building $110,020	$117,520 (+13.91%) Land $7,500 Building $110,020
2024	$1,900.00 (+4.51%)
2023		$103,170 (+21.72%) Land $7,500 Building $95,670	$103,170 (+21.72%) Land $7,500 Building $95,670
2022	$1,818.00	$84,760 Land $7,500 Building $77,260
2021			$84,760 Land $7,500 Building $77,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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