114 3rd Ave W, Cresco, IA 52136 Property Records

Howard County property record for 114 3rd Ave W, Cresco, IA 52136

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,501 sqft · built 1913
Lot Size	0.172 acres (7,492 sqft)
Owner	Company Name on Record
Last Sale	$92,000 (Apr 2020)
Tax Bill	$2,380 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320010312000000`

Property Details

APN / Parcel Number

Primary APN	`320010312000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,501 sqft Living Area
Basement Area	1,174 sqft
Unfinished Basement	1,174 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	388 sqft
Deck Area	114 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	114 3RD AVE W
City	CRESCO
State	IA
Zip	52136-1444
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 12 BLK 3 CRESCO PLAT
Legal Subdivision	ORIGINAL PLAT OF CRESCO
Legal Block	3
Legal Lot Number	12
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1029
Census Tract	960100

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	212 6TH AVE E, CRESCO, IA 52136-1132
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage CUSB BANK
Apr 7, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CUSB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2020 · Amount on Record
Deed Sale	Apr 7, 2020 · Amount on Record
Deed Document Number	2020486
Deed Book / Page	2020 / 486
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	114 3RD AVE W, CRESCO, IA 52136-1444
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/140
Date	Feb 1, 2022
Book Page	2022/140
Instrument	2022 0140

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Apr 7, 2020
Property Address	114 3RD AVE W, CRESCO, IA 52136-1444
Document Number	002020/486
Book / Page	2020 / 486
Instrument Date	Mar 27, 2020
Instrument	486
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 6TH AVE W, CRESCO, IA 52136-1156

Mortgage

Document Number	0000000487
Date	Apr 7, 2020
Instrument	487

Lender

Name	CUSB BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,380.00	$140,390 (-) Land $7,500 Building $132,890	$140,390 (-) Land $7,500 Building $132,890
2025	$2,380.00 (+5.03%)	$140,390 (+14.1%) Land $7,500 Building $132,890	$140,390 (+14.1%) Land $7,500 Building $132,890
2024	$2,266.00 (+5%)
2023		$123,040 (+22.2%) Land $7,500 Building $115,540	$123,040 (+22.2%) Land $7,500 Building $115,540
2022	$2,158.00	$100,690 Land $7,500 Building $93,190
2021			$100,690 Land $7,500 Building $93,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

Nearby Properties on 3rd Ave W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures