11794 Ridgeway Ct, Monrovia, MD 21770 Property Records

Frederick County property record for 11794 Ridgeway Ct, Monrovia, MD 21770 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,170 sqft · built 2020
Lot Size2.85 acres (124,146 sqft)
Owner2 Individual Names on File
Last Sale$830,000 (Aug 2022)
Tax Bill$9,052 (2024)
Deeds & MortgagesNov 2022 Mortgage
Aug 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-266461

Property Details

APN / Parcel Number

Primary APN09-266461
Alternative APNs
  • 9266461
  • 266461

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,170 sqft Living Area
Gross Area3,938 sqft
1st Floor Area1,958 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area124,146 sqft (2.85 acres)
Garage TypeAttached
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area1,271 sqft
PorchOpen Porch
Porch Area216 sqft
Deck Area880 sqft
Shed1 Shed
Shed Area2,000 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number266461
Street Address11794 RIDGEWAY CT
CityMONROVIA
StateMD
Zip21770-9447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 323 SEC 4 PL 3 2.85 AC RIDGE WAY FARMS
Legal SubdivisionRIDGE WAY FARM SEC 04 03
Legal Lot Number323
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group1
Census Block1010
Census Tract751903

Owner

Source: Frederick County records · APN 09-266461

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11794 RIDGEWAY CT, MONROVIA, MD 21770-9447
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2022Deed of Trust, Mortgage · Conventional Mortgage
SHORE UNITED BANK NA
Aug 08, 2022Deed, Transfer · Conventional Mortgage
SHORE UNITED BANK NA
Feb 10, 2022Deed of Trust, Mortgage
RICHARD L AITKEN JR
Sep 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 08, 2022 · Amount on Record
Deed SaleAug 08, 2022 · Amount on Record
Prior SaleJun 20, 1986 · Amount on Record
Prior Transfer DateSep 13, 2018
Prior Transfer Doc0126270223
Record UpdatedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address11794 RIDGEWAY CT, MONROVIA, MD 21770-9447
Transaction TypeMortgage
Record UpdatedNov 17, 2022
Title CompanyATG TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address11794 RIDGEWAY DR, MONROVIA, MD 21770-9447

Mortgage

Document Number0162080377
DateNov 03, 2022
Book Page16208/377
Lender
NameSHORE UNITED BANK NA
TypeBank
AddressEASTON, MD 21601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateNov 01, 2029
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change9.5%
Index1-Year T-Bill
Max Rate9.5%

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 08, 2022
Property Address11794 RIDGEWAY CT, MONROVIA, MD 21770-9447
Document Number0160730149
Book / Page16073 / 149
Map ReferenceMB 30 PG 23
Instrument DateJun 21, 2022
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,150.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11794 RIDGEWAY CT, MONROVIA, MD 21770-9447

Mortgage

Document Number0016073157
DateAug 08, 2022
Instrument16073/157
Lender
NameSHORE UNITED BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term11 Months
DueJul 01, 2023

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address11794 RIDGEWAY CT, MONROVIA, MD 21770-9447
Transaction TypeMortgage
Record UpdatedMar 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0157210061
DateFeb 10, 2022
Book Page15721/61
Lender
NameRICHARD L AITKEN JR
TypePrivate Party
Address6612 RANNOCH RD, BETHESDA, MD 20817
Agreement
AmountAmount Recorded

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateSep 19, 2018
Property Address11794 RIDGEWAY CT, MONROVIA, MD 21770-9447
Document Number0126270223
Book / Page012627 / 000223
Instrument DateSep 13, 2018
Transaction TypeTransfer
Record UpdatedSep 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address11794 RIDGEWAY CT MONROVIA MD 217709447, MONROVIA, MD 21770-9447

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$793,000 (+15.54%)$908,200 (+23.5%) Land $213,500 Building $694,700
2024$9,052.00 (+10.51%)
2023$8,191.00$686,333$735,400 Land $206,600 Building $528,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217519031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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