Frederick County property record for 11788 Ridgeway Ct, Monrovia, MD 21770
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,872 sqft · built 1986 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $730,000 (Feb 2026) |
| Tax Bill | $7,195 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-267522 |
| Primary APN | 09-267522 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,872 sqft Living Area |
| Gross Area | 3,597 sqft |
| 1st Floor Area | 1,601 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 57,499 sqft (1.32 acres) |
| Garage Type | Attached |
| Garage Area | 725 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 107 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 267522 |
|---|---|
| Street Address | 11788 RIDGEWAY CT |
| City | MONROVIA |
| State | MD |
| Zip | 21770-9447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 18 SEC 1 PLAT 1 1.322 ACRES ATANASOFF HILL |
| Legal Subdivision | ATANASOFF HILL |
| Legal Lot Number | 18 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 751903 |
11788 Ridgeway Ct is owned and occupied by two individuals who bought it in February 2026.
Source: Frederick County records, as of May 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11788 RIDGEWAY CT, MONROVIA, MD 21770-9447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GREAT NORTH BANK |
| Feb 17, 2026 | Deed, Transfer · Conventional Mortgage GREAT NORTH BANK |
| Oct 15, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2026 · Amount on File |
| Deed Sale | Feb 17, 2026 · Amount on File |
| Prior Sale | Aug 19, 1991 · Amount on File |
| Deed Book / Page | 17724 / 85 |
| Prior Transfer Date | Sep 29, 2025 |
| Prior Transfer Doc | 0175570122 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 7, 2026 |
| Property Address | 11788 RIDGEWAY CT, MONROVIA, MD 21770-9447 |
| Document Number | 1785000296 |
| Book / Page | 17852 / 296 |
| Instrument Date | Apr 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | DBR TITLE, DB TITLE |
| Name | Verified Name |
|---|---|
| Address | 11788 RIDGEWAY CT, MONROVIA, MD 21770-9447 |
| Document Number | 1785000296, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 17852/296 |
| Name | GREAT NORTH BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 17, 2026 |
| Property Address | 11788 RIDGEWAY CT, MONROVIA, MD 21770-9447 |
| Document Number | 0177240085 |
| Book / Page | 17724 / 85 |
| Map Reference | MB 32 PG 111 |
| Instrument Date | Feb 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11788 RIDGEWAY CT, MONROVIA, MD 21770-9447 |
| Document Number | 0001772491 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 17724/91 |
| Name | GREAT NORTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Mar 1, 2027 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 15, 2025 |
| Property Address | 11788 RIDGEWAY CT, MONROVIA, MD 21770-9447 |
| Document Number | 0175570122 |
| Book / Page | 17557 / 122 |
| Map Reference | MB 32 PG 111 |
| Instrument Date | Sep 29, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 11788 RIDGEWAY CT, MONROVIA, MD 21770-9447 |
The 2025 property tax bill for 11788 Ridgeway Ct was $7,195 with a homeowner's exemption, up 5.9% from the year before.
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,195.00 (+5.87%) Homeowner's exemption | $635,200 | $701,000 Land $198,200 Building $502,800 |
| 2024 | $6,796.00 (+8.54%) | ||
| 2023 | $6,261.00 Homeowner's exemption | $558,067 | $602,300 Land $192,800 Building $409,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11788 Ridgeway Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11788 Ridgeway Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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