Frederick County property record for 11786 Ridgeway Ct, Monrovia, MD 21770
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,015 sqft · built 1986 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jun 2015) |
| Tax Bill | $7,972 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-267514 |
| Primary APN | 09-267514 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,015 sqft Total Area |
| Gross Area | 2,355 sqft |
| 1st Floor Area | 1,359 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 60,548 sqft (1.39 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Deck Area | 368 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 267514 |
|---|---|
| Old Parcel Number | 9267514 |
| Street Address | 11786 RIDGEWAY CT |
| City | MONROVIA |
| State | MD |
| Zip | 21770-9447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 17 SEC 1 PLAT 1 1.395 ACRES ATANASOFF HILL |
| Legal Subdivision | ATANASOFF HILL |
| Legal Lot Number | 17 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 751903 |
11786 Ridgeway Ct is owned and occupied by two individuals who bought it in June 2015.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11786 RIDGEWAY CT, MONROVIA, MD 21770-9447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL SYSTEMS FCU |
| Dec 30, 2019 | Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2015 · Amount on File |
| Deed Sale | Jun 15, 2015 · Amount on File |
| Deed Document Number | 0010590188 |
| Deed Book / Page | 10590 / 188 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 11786 RIDGEWAY CT, MONROVIA, MD 21770-9447 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Name | Verified Name |
|---|---|
| Address | 11786 RIDGEWAY CT, MONROVIA, MD 21770-9447 |
| Document Number | 0150930358 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 15093/358 |
| Name | EDUCATIONAL SYSTEMS FCU |
|---|---|
| Type | Credit Union |
| Address | GREENBELT, MD 20768 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 11786 RIDGEWAY CT, MONROVIA, MD 21770-9447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0134270354 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 13427/0354 |
| Name | EDUCATIONAL SYSTEMS FCU |
|---|---|
| Type | Credit Union |
| Address | GREENBELT, MD 20770 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 29, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,972.00 Homeowner's exemption | $709,267 | $763,100 Land $193,500 Building $569,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11786 Ridgeway Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11786 Ridgeway Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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