St. Clair County property record for 1179 S River Pointe Ln, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,085 sqft · built 1999 |
| Lot Size | 0.464 acres (20,212 sqft) |
| Owner | Individual Name on File |
| Last Sale | $411,000 (Dec 2022) |
| Tax Bill | $403 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Mar 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-575-0012-000 |
| Primary APN | 74-30-575-0012-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,085 sqft Living Area |
| 1st Floor Area | 1,763 sqft |
| Basement Area | 1,763 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 20,212 sqft (0.464 acres) |
| Lot Depth | 186 ft Depth |
| Garage Area | 632 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1179 S RIVER POINTE LN |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 17 RIVER POINTE ESTATES NO.2 |
| Legal Subdivision | RIVER POINTE ESTATES |
| Legal Lot Number | 17 |
| Legal Unit | 17 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 640100 |
1179 S River Pointe Ln is owned and occupied by an individual who bought it in December 2022.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1179 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2022 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Mar 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Mar 18, 2020 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Dec 7, 2020 | Deed of Trust, Mortgage · VA Mortgage HALL FINANCIAL GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2022 · Amount on File |
| Deed Sale | Dec 27, 2022 · Amount on File |
| Prior Sale | Nov 18, 2010 · Amount on File |
| Deed Document Number | 202227986 |
| Deed Book / Page | 558 / 302 |
| Prior Transfer Date | Jan 25, 2007 |
| Prior Transfer Doc | 003676/439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 27, 2022 |
| Property Address | 1179 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Document Number | 0005588302 |
| Book / Page | 5588 / 302 |
| Map Reference | LB 100 PG 3&4 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 2022027986 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,082.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1179 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Name | Verified Name |
|---|---|
| Address | 1179 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Document Number | 0005587261 |
|---|---|
| Date | Dec 21, 2022 |
| Book Page | 5587/261 |
| Instrument | 2022027732 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1179 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048040784 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 4804/784 |
| Instrument | 2017005381 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Feb 24, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1179 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0051640918 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 5164/918 |
| Instrument | 2020006616 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1179 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1179 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Document Number | 0052830932 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 5283/932 |
| Instrument | 2020030825 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48098 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2041 |
The 2025 property tax bill for 1179 S River Pointe Ln was $403 with a homeowner's exemption, up 12.3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,000 (+0.95%) | $550,000 | |
| 2025 | $403.00 (+12.26%) Homeowner's exemption | $272,400 | |
| 2024 | $359.00 | $544,800 | |
| 2022 | $4,388.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1179 S River Pointe Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1179 S River Pointe Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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