St. Clair County property record for 1157 S River Pointe Ln, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,482 sqft · built 1999 |
| Lot Size | 0.351 acres (15,290 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Jun 2018) |
| Tax Bill | $4,330 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-575-0013-000 |
| Primary APN | 74-30-575-0013-000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 3,482 sqft Living Area |
| 1st Floor Area | 1,990 sqft |
| Basement Area | 1,990 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 15,290 sqft (0.351 acres) |
| Lot Depth | 146 ft Depth |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1157 S RIVER POINTE LN |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 18 RIVER POINTE ESTATES NO.2 |
| Legal Subdivision | RIVER POINTE ESTATES |
| Legal Lot Number | 18 |
| Legal Unit | 18 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 640100 |
1157 S River Pointe Ln is owned and occupied by an individual who bought it in June 2018.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1157 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Jun 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2018 · Amount on File |
| Deed Sale | Jun 25, 2018 · Amount on File |
| Prior Sale | Dec 7, 2007 · Amount on File |
| Deed Document Number | 201814499 |
| Deed Book / Page | 4960 / 950 |
| Prior Transfer Date | Oct 19, 2006 |
| Prior Transfer Doc | 3639/971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1157 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1157 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Document Number | 5309718 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 5309/718 |
| Instrument | 2021002615 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1157 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5126235 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 5126/235 |
| Instrument | 2019025263 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 25, 2018 |
| Property Address | 1157 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Document Number | 4960950 |
| Book / Page | 4960 / 950 |
| Map Reference | LB100 PG3 4 |
| Instrument Date | Jun 13, 2018 |
| Instrument | 2018014499 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | HURON TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,838.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 911 GEORGIA AVE, MARYSVILLE, MI 48040-1277 |
| Document Number | 2018014500 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 2018014500 |
| Name | JP MORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1157 S River Pointe Ln was $4,330 with a homeowner's exemption, up 3.9% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,600 (+1.32%) | $459,200 | |
| 2025 | $4,330.00 (+3.89%) Homeowner's exemption | $226,600 | |
| 2024 | $4,168.00 | $453,200 | |
| 2023 | $182,500 | ||
| 2022 | $3,860.00 | $365,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1157 S River Pointe Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1157 S River Pointe Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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