St. Clair County property record for 1147 S River Pointe Ln, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,037 sqft · built 1999 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,742 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-575-0014-000 |
| Primary APN | 74-30-575-0014-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,037 sqft Living Area |
| 1st Floor Area | 2,037 sqft |
| Basement Area | 2,037 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Depth | 144 ft Depth |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1147 S RIVER POINTE LN |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 19 RIVER POINTE ESTATES NO.2 |
| Legal Subdivision | RIVER POINTE ESTATES |
| Legal Lot Number | 19 |
| Legal Unit | 19 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 640100 |
1147 S River Pointe Ln is owned and occupied by an individual who acquired it in March 2021.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1147 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jul 21, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Apr 20, 2021 | Intrafamily Transfer, Transfer |
| Feb 11, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/ESTN MI |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 29, 2021 |
| Transfer Doc | 0000535524 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1147 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 1147 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Document Number | 0005497617 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 5497/617 |
| Instrument | 2022005958 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1147 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1147 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Document Number | 5395721 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 5395/721 |
| Instrument | 2021020959 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount on Record |
|---|---|
| Term | 119 Months |
| Due | Jun 1, 2031 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 20, 2021 |
| Property Address | 1147 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Document Number | 0000535524 |
| Book / Page | 5355 / 24 |
| Map Reference | LB 100 PG 3 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 2021012427 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1147 S RIVER POINTE LN, 1147, SAINT CLAIR, MI 48079-3587 |
| Name | Verified Name |
|---|---|
| Address | 2124 CLINTON VIEW CIR, ROCHESTER HILLS, MI 48309-2985 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1147 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Document Number | 0048070838 |
| Book / Page | 004807 / 000838 |
| Instrument Date | Feb 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1147 S RIVER POINTE LN ST CLAIR MI 480793587, ST CLAIR, MI 48079-3587 |
| Document Number | 0048070838 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 004807/000838 |
| Name | FIFTH THIRD BK/ESTN MI |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1147 S River Pointe Ln was $3,742 with a homeowner's exemption, up 4% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,200 (+1.89%) | $452,400 | |
| 2025 | $3,742.00 (+4%) Homeowner's exemption | $222,000 | |
| 2024 | $3,598.00 | $444,000 | |
| 2023 | $179,800 | ||
| 2022 | $3,323.00 | $359,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1147 S River Pointe Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1147 S River Pointe Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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