Kenton County property record for 1178 Constitution Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 988 sqft · built 1994 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $254,900 (Jan 2025) |
| Tax Bill | $2,563 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-00-01-009.00 |
| Primary APN | 018-00-01-009.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 988 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 1178 CONSTITUTION DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDEPENDENCE POINTE SEC 6 LOT 109 |
| Legal Subdivision | INDEPENDENCE POINTE |
| Legal Phase | 6 |
| Legal Lot Number | 109 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 63604 |
1178 Constitution Dr is owned and occupied by an individual who bought it in January 2025.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1178 CONSTITUTION DR, INDEPENDENCE, KY 41051-8523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2018 | Grant Deed, Mortgage · Line of Credit VANDERBILT MTG & FIN |
| Sep 25, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2025 · Amount on File |
| Deed Sale | Jan 10, 2025 · Amount on File |
| Prior Sale | Nov 15, 2007 · Amount on File |
| Deed Document Number | 20250110113 |
| Deed Book / Page | 323 / 487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 7, 2018 |
| Property Address | 1178 CONSTITUTION DR, INDEPENDENCE, KY 41051-8523 |
| Book / Page | 004190 / 000124 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 75 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 467 ERLANGER RD #200 ERLANGER KY 410181495, 200, ERLANGER, KY 41018-1495 |
| Document Number | 0000000075 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 004190/000124 |
| Instrument | 75 |
| Name | VANDERBILT MTG & FIN |
|---|---|
| Type | Mortgage Company |
| Address | 500 ALCOA TRL, MARYVILLE, TN 37804-5516 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 6, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1178 CONSTITUTION DR, INDEPENDENCE, KY 41051-8523 |
| Document Number | 0000000183 |
| Instrument Date | Sep 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 178 CONSTITUTION DR INDEPENDENCE KY 41051, INDEPENDENCE, KY 41051 |
| Document Number | 0000000183 |
|---|---|
| Date | Oct 11, 2018 |
| Book Page | 0I4178/000315 |
| Instrument | 183 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 10, 2048 |
The 2025 property tax bill for 1178 Constitution Dr was $2,563.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,900 (+15.65%) Land $35,000 Building $219,900 | $254,900 (+15.65%) Land $35,000 Building $219,900 | |
| 2025 | $2,563.00 | $220,400 Land $35,000 Building $185,400 | $220,400 Land $35,000 Building $185,400 |
| 2023 | $1,779.00 | $141,000 Land $30,000 Building $111,000 | $141,000 Land $30,000 Building $111,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1178 Constitution Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1178 Constitution Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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