Kenton County property record for 1174 Constitution Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 954 sqft · built 1994 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $126,000 (Sep 2012) |
| Tax Bill | $2,488 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Nov 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-00-01-010.00 |
| Primary APN | 018-00-01-010.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 954 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 130 ft deep x 72 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 1174 CONSTITUTION DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDEPENDENCE POINTE SEC 6 LOT 110 |
| Legal Subdivision | INDEPENDENCE POINTE |
| Legal Phase | 6 |
| Legal Lot Number | 110 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 63604 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1174 CONSTITUTION DR, INDEPENDENCE, KY 41051-8523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Nov 7, 2018 | Grant Deed, Mortgage · Line of Credit VANDERBILT MTG & FIN |
| Jun 19, 2018 | Deed of Trust, Mortgage · VA Mortgage MERIDIAN HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2012 · Amount on Record |
| Deed Sale | Sep 19, 2012 · Amount on Record |
| Prior Sale | Sep 19, 2012 · Amount on Record |
| Deed Document Number | 201209 19 059 00124 |
| Deed Book / Page | 3126 / 285 |
| Prior Transfer Date | Jun 1, 2005 |
| Prior Transfer Doc | 0005900273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1174 CONSTITUTION DR, INDEPENDENCE, KY 41051-8523 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0005900021 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | KCM 714/795 |
| Instrument | 25120905900021 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 7, 2018 |
| Property Address | 1174 CONSTITUTION DR, INDEPENDENCE, KY 41051-8523 |
| Book / Page | 004190 / 000124 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 75 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 467 ERLANGER RD #200 ERLANGER KY 410181495, 200, ERLANGER, KY 41018-1495 |
| Document Number | 0000000075 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 004190/000124 |
| Instrument | 75 |
| Name | VANDERBILT MTG & FIN |
|---|---|
| Type | Mortgage Company |
| Address | 500 ALCOA TRL, MARYVILLE, TN 37804-5516 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 6, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1174 CONSTITUTION DR, INDEPENDENCE, KY 41051-8523 |
| Document Number | 0000000124 |
| Instrument Date | Jun 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2018 |
| Title Company | ADVANTAGE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1174 CONSTITUTION DR INDEPENDENCE KY 410518523, INDEPENDENCE, KY 41051-8523 |
| Document Number | 0000000124 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 0I4133/000085 |
| Instrument | 124 |
| Name | MERIDIAN HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2048 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,000 (-) Land $35,000 Building $179,000 | $214,000 (-) Land $35,000 Building $179,000 | |
| 2025 | $2,488.00 (+33.26%) | $214,000 (+44.59%) Land $35,000 Building $179,000 | $214,000 (+44.59%) Land $35,000 Building $179,000 |
| 2023 | $1,867.00 | $148,000 Land $30,000 Building $118,000 | $148,000 Land $30,000 Building $118,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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