1186 Constitution Dr, Independence, KY 41051 Property Records

Kenton County property record for 1186 Constitution Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 954 sqft · built 1994
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Sep 2015)
Tax Bill	$2,516 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`018-00-01-007.00`

Property Details

APN / Parcel Number

Primary APN	`018-00-01-007.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	954 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	1186 CONSTITUTION DR
City	INDEPENDENCE
State	KY
Zip	41051-8523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDEPENDENCE POINTE SEC 6 LOT 107
Legal Subdivision	INDEPENDENCE POINTE
Legal Phase	6
Legal Lot Number	107
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3025
Census Tract	63604

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1186 CONSTITUTION DR, INDEPENDENCE, KY 41051-8523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2015 · Amount on Record
Deed Sale	Sep 2, 2015 · Amount on Record
Prior Sale	Feb 3, 2009 · Amount on Record
Deed Document Number	201509 02 059 00146
Deed Book / Page	3643 / 65
Record Updated	Oct 29, 2026

November 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Nov 7, 2018
Property Address	1186 CONSTITUTION DR, INDEPENDENCE, KY 41051-8523
Book / Page	004190 / 000124
Instrument Date	Nov 6, 2018
Instrument	75
Transaction Type	Mortgage
Record Updated	Nov 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	467 ERLANGER RD #200 ERLANGER KY 410181495, 200, ERLANGER, KY 41018-1495

Mortgage

Document Number	0000000075
Date	Nov 7, 2018
Book Page	004190/000124
Instrument	75

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	500 ALCOA TRL, MARYVILLE, TN 37804-5516

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 6, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,400 (-) Land $35,000 Building $181,400	$216,400 (-) Land $35,000 Building $181,400
2025	$2,516.00 (+23.94%)	$216,400 (+34.49%) Land $35,000 Building $181,400	$216,400 (+34.49%) Land $35,000 Building $181,400
2023	$2,030.00	$160,900 Land $30,000 Building $130,900	$160,900 Land $30,000 Building $130,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20