11779 Sprawling Oak Dr, Windermere, FL 34786 Property Records

Orange County property record for 11779 Sprawling Oak Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,857 sqft · built 2017
Lot Size	0.151 acres (6,558 sqft)
Owner	Individual Name on File
Last Sale	$580,546 (Oct 2017)
Tax Bill	$11,793 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-23-27-0201-02-460`

Property Details

APN / Parcel Number

Primary APN	`25-23-27-0201-02-460`
Alternative APNs	`272325020102460` `147130` `148300` `150420`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,857 sqft Living Area
Gross Area	4,711 sqft
1st Floor Area	1,522 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,558 sqft (0.151 acres)
Garage Type	Attached
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	464 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11779 SPRAWLING OAK DR
City	WINDERMERE
State	FL
Zip	34786-0115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	ASHLIN PARK PHASE 2 84/144 LOT 246
Legal Range	27E
Legal Township	23S
Legal Section	25
Legal Subdivision	ASHLIN PK PH 2
Legal Phase	2
Legal Tract	201
Legal Block	2
Legal Lot Number	246
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2001
Census Tract	17112

Owner

11779 Sprawling Oak Dr is owned and occupied by an individual who bought it in October 2017.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	11779 SPRAWLING OAK DR, WINDERMERE, FL 34786-0115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2017 · Amount on File
Deed Sale	Oct 16, 2017 · Amount on File
Prior Sale	Oct 1, 2016 · Amount on File
Deed Document Number	2017564603
Record Updated	Jun 8, 2026

October 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 16, 2017
Property Address	11779 SPRAWLING OAK DR, WINDERMERE, FL 34786-0115
Document Number	0000564603
Map Reference	MB 84 PG 144
Instrument Date	Sep 29, 2017
Instrument	20170564603
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,064.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 GREENWOOD BLVD STE 124, 1064, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11779 SPRAWLING OAK DR, WINDERMERE, FL 34786-0115

Mortgage

Document Number	0000564604
Date	Oct 16, 2017
Instrument	20170564604

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year LIBOR
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 11779 Sprawling Oak Dr was $11,793, up 10.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$730,283 (+1%)	$735,080 (-1.32%) Land $170,000 Building $565,080
2025	$11,793.00 (+10.85%)	$663,894	$744,900 Land $170,000 Building $574,900
2024	$10,639.00 (+13.73%)
2023	$9,355.00 (+12.41%)	$611,980 (+16.59%) Land $120,000 Building $491,980	$611,980 (+16.59%) Land $120,000 Building $491,980
2022	$8,322.00	$524,917 Land $105,000 Building $419,917	$524,917 Land $105,000 Building $419,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11779 Sprawling Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11779 Sprawling Oak Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20