Orange County property record for 11773 Sprawling Oak Dr, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,475 sqft · built 2016 |
| Lot Size | 0.173 acres (7,543 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $566,000 (Apr 2020) |
| Tax Bill | $13,321 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jul 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-23-27-0201-02-470 |
| Primary APN | 25-23-27-0201-02-470 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,475 sqft Living Area |
| Gross Area | 5,162 sqft |
| 1st Floor Area | 1,879 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,543 sqft (0.173 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 522 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11773 SPRAWLING OAK DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-0115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | ASHLIN PARK PHASE 2 84/144 LOT 247 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 25 |
| Legal Subdivision | ASHLIN PK PH 2 |
| Legal Phase | 2 |
| Legal Tract | 201 |
| Legal Block | 2 |
| Legal Lot Number | 247 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 17112 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 220 BRUNSWICK DR, DAVENPORT, FL 33837-4593 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANCO DO BRASIL AMERICAS |
| Jul 15, 2020 | Deed of Trust, Mortgage · Line of Credit BB AMERICAS BK |
| Apr 15, 2020 | Warranty Deed, Transfer YOUR TITLE CONNECTION LLC |
| Feb 28, 2017 | Special Warranty Deed, Transfer · ARM COMPASS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2020 · Amount on Record |
| Deed Sale | Apr 15, 2020 · Amount on Record |
| Prior Sale | Feb 28, 2017 · Amount on Record |
| Deed Document Number | 2020232900 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11773 SPRAWLING OAK DR, WINDERMERE, FL 34786-0115 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11773 SPRAWLING OAK DR, WINDERMERE, FL 34786-0115 |
| Document Number | 0000346168 |
|---|---|
| Date | Jun 2, 2022 |
| Instrument | 20220346168 |
| Name | BANCO DO BRASIL AMERICAS |
|---|---|
| Type | Bank |
| Address | MIAMI, FL 33131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11773 SPRAWLING OAK DR, WINDERMERE, FL 34786-0115 |
| Document Number | 0000397953 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 220 BRUNSWICK DR DAVENPORT FL 338374593, DAVENPORT, FL 33837-4593 |
| Document Number | 0000397953 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 397953 |
| Name | BB AMERICAS BK |
|---|---|
| Address | MIAMI, FL 33131 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 27, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 15, 2020 |
| Property Address | 11773 SPRAWLING OAK DR, WINDERMERE, FL 34786-0115 |
| Document Number | 0000232900 |
| Instrument Date | Apr 14, 2020 |
| Instrument | 232900 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2020 |
| Title Company | YOUR TITLE CONNECTION LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,962.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 220 BRUNSWICK DR DAVENPORT FL 338374593, DAVENPORT, FL 33837-4593 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 28, 2017 |
| Property Address | 11773 SPRAWLING OAK DR, WINDERMERE, FL 34786-0115 |
| Document Number | 0000106565 |
| Map Reference | MB 84 PG 144-148 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 20170106565 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,885.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1064 GREENWOOD BLVD STE 124, 1064, LAKE MARY, FL 32746-5419 |
| Name | Verified Name |
|---|---|
| Address | 11773 SPRAWLING OAK DR, WINDERMERE, FL 34786-0115 |
| Document Number | 0000106566 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 20170106566 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Feb 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Max Rate | 8.62% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $828,929 (+1%) | $836,320 (-1.27%) Land $170,000 Building $666,320 | |
| 2025 | $13,321.00 (+11.05%) | $753,572 (+7.4%) | $847,070 (+20.73%) Land $170,000 Building $677,070 |
| 2024 | $11,996.00 (+13.13%) | ||
| 2023 | $10,604.00 (+12.58%) | $701,643 (+16.97%) Land $120,000 Building $581,643 | $701,643 (+16.97%) Land $120,000 Building $581,643 |
| 2022 | $9,419.00 | $599,828 Land $105,000 Building $494,828 | $599,828 Land $105,000 Building $494,828 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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