11770 Cedarbrook Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 11770 Cedarbrook Rd, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,080 sqft · built 1979
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on File
Last Sale$106,000 (Mar 2021)
Deeds & MortgagesMar 2021 Mortgage
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-29-427-017

Property Details

APN / Parcel Number

Primary APN04-29-427-017
Alternative APN
  • 029D459C

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,080 sqft Living Area

Exterior

Year BuiltBuilt 1979
Exterior MaterialAluminum/Vinyl
Lot Area18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Old Parcel Number029D459C
Street Address11770 CEDARBROOK RD
CityROSCOE
StateIL
Zip61073-7728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionHONONEGAH COUNTRY EST NO 3 PT W 1/2 SW1/4 SEC 28 & PT S 1/2 SE1/4 SEC 29-46-2 (EXC TR BEG NW COR LT 59 TH SE 200.07 FT SW 40
Legal Range02
Legal Township46
Legal Section29
Legal SubdivisionHONONEGAH COUNTRY ESTATES SUB
Legal Lot Number59
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group1
Census Block1011
Census Tract3904

Owner

Source: Winnebago County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address11770 CEDARBROOK RD, ROSCOE, IL 61073-7728
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
ILLINOIS HOUSING DEV AUTHORITY
Apr 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
ADIVIA CU
Mar 10, 2021Warranty Deed, Transfer · FHA Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 10, 2021 · Amount on Record
Deed SaleMar 10, 2021 · Amount on Record
Prior SaleApr 27, 2007 · Amount on Record
Deed Document Number2108177
Record UpdatedJun 7, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address11770 CEDARBROOK RD, ROSCOE, IL 61073-7728
Transaction TypeMortgage
Record UpdatedJun 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008179
DateMar 10, 2021
Instrument2108179
Lender
NameILLINOIS HOUSING DEV AUTHORITY
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address11770 CEDARBROOK RD, ROSCOE, IL 61073-7728
Transaction TypeMortgage
Record UpdatedJun 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011318
DateApr 11, 2022
Instrument2211318
Lender
NameADIVIA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateMar 10, 2021
Property Address11770 CEDARBROOK RD, ROSCOE, IL 61073-7728
Document Number0000008177
Map ReferencePB 36 PG 8
Instrument DateMar 5, 2021
Instrument2108177
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$159.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11770 CEDARBROOK RD, ROSCOE, IL 61073-7728

Mortgage

Document Number0000008178
DateMar 10, 2021
Instrument2108178
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$53,560 Land $10,381 Building $43,179$160,680 Land $31,143 Building $129,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims115 (1978–2019)
Claims Outside the SFHA5 of 115
Most Recent ClaimMar 2019 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Jul 2010 · 19 claims
  • Severe Storms & Flooding, Jul 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH PARK PWD
serves 35,580 people · EPA ID IL2015500
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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