11748 Cedarbrook Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 11748 Cedarbrook Rd, Roscoe, IL 61073 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1978
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Feb 2026)
Tax Bill	$4,702 (2024)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-29-427-010`

Property Details

APN / Parcel Number

Primary APN	`04-29-427-010`
Alternative APN	`029D460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Basement Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	11748 CEDARBROOK RD
City	ROSCOE
State	IL
Zip	61073-7728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 3 HONONEGAH COUNTRY ESTATES PT W1/2 SW 1/4 SEC 28 & PT S 1/2 SE 1/4 SEC 29-46-2 LOT 060
Legal Range	2
Legal Township	46
Legal Section	29
Legal Subdivision	PLAT 3 HONONEGAH COUNTRY ESTATES
Legal Lot Number	60
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	1
Census Block	1011
Census Tract	3904

Owner

Source: Winnebago County records · APN 04-29-427-010

Assessment roll updated July 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11748 CEDARBROOK RD, ROSCOE, IL 61073-7728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 17, 2026	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Feb 27, 2026	Intrafamily Transfer, Transfer
Feb 27, 2026	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Oct 24, 2023	Deed of Trust, Mortgage · Line of Credit ST CHARLES BANK & TRUST CO
Feb 24, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Feb 17, 2026 · Amount on Record
Deed Document Number	20264921
Record Updated	Sep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 27, 2026
Property Address	11748 CEDARBROOK RD, ROSCOE, IL 61073-7728
Document Number	0000004919
Map Reference	PB 36 PG 8
Instrument Date	Feb 17, 2026
Instrument	2604919
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 71, CRANE, MO 65633-0071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11748 CEDARBROOK RD, ROSCOE, IL 61073-7728

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 17, 2026
Property Address	11748 CEDARBROOK RD, ROSCOE, IL 61073-7728
Document Number	0000003852
Map Reference	PB 36 PG 8
Instrument Date	Feb 13, 2026
Instrument	2603852
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11748 CEDARBROOK RD, ROSCOE, IL 61073-7728

Mortgage

Document Number	0000003853
Date	Feb 17, 2026
Instrument	2603853

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 27, 2026
Property Address	11748 CEDARBROOK RD, ROSCOE, IL 61073-7728
Document Number	0000004920
Map Reference	PB 36 PG 8
Instrument Date	Feb 13, 2026
Instrument	2604920
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11748 CEDARBROOK RD, ROSCOE, IL 61073-7728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 MEADOWS CIR, ROCKFORD, IL 61108-1594

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 27, 2026
Property Address	11748 CEDARBROOK RD, ROSCOE, IL 61073-7728
Document Number	0000004921
Map Reference	PB 36 PG 8
Instrument Date	Feb 13, 2026
Instrument	2604921
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11748 CEDARBROOK RD, ROSCOE, IL 61073-7728

Mortgage

Document Number	0000004922
Date	Feb 27, 2026
Instrument	2604922

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11748 CEDARBROOK RD, ROSCOE, IL 61073-7728
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025249
Date	Oct 24, 2023
Instrument	2325249

Lender

Name	ST CHARLES BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	8.5%

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 24, 2022
Property Address	11748 CEDARBROOK RD, ROSCOE, IL 61073-7728
Document Number	0000005926
Map Reference	BK36 PG 9
Instrument Date	Feb 21, 2022
Instrument	2205926
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11748 CEDARBROOK RD, ROSCOE, IL 61073-7728

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,702.00 Homeowner's exemption Senior Citizen's exemption	$68,014 (+21.9%) Land $12,654 Building $55,360	$204,042 (+21.9%) Land $37,962 Building $166,080
2022	Homeowner's exemption	$55,797 Land $10,381 Building $45,416	$167,391 Land $31,143 Building $136,248

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010039041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	115 (1978–2019)
Claims Outside the SFHA	5 of 115
Most Recent Claim	Mar 2019, river or lake flooding
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 19 claims Severe Storms & Flooding, Jul 1993 · 18 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WH i3B Bidco LLC/WH i3B Topco	Fiber	8,000 / 8,000
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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