11708 Cedarbrook Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 11708 Cedarbrook Rd, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1978
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$98,300 (Apr 2018)
Tax Bill	$5,363 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-29-427-012`

Property Details

APN / Parcel Number

Primary APN	`04-29-427-012`
Alternative APNs	`429427012` `029D462`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Basement Area	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Garage Area	480 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	029D462
Street Address	11708 CEDARBROOK RD
City	ROSCOE
State	IL
Zip	61073-7728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PLAT 3 HONONEGAH COUNTRY ESTATES PT W1/2 SW 1/4 SEC 28 & PT S 1/2 SE 1/4 SEC 29-46-2 LOT 062
Legal Range	2
Legal Township	46
Legal Section	29
Legal Subdivision	PLAT 3 HONONEGAH COUNTRY ESTATES
Legal Lot Number	62
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	1
Census Block	1011
Census Tract	3904

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11708 CEDARBROOK RD, ROSCOE, IL 61073-7728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Apr 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2018 · Amount on Record
Deed Sale	Apr 12, 2018 · Amount on Record
Prior Sale	Jun 21, 2012 · Amount on Record
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11708 CEDARBROOK RD, ROSCOE, IL 61073-7728
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000343
Date	Jan 6, 2023
Instrument	2300343

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 29, 2042

Interest

Rate Type	Fixed Rate
Rate	7.19%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11708 CEDARBROOK RD, ROSCOE, IL 61073-7728
Document Number	0001010975
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11708 CEDARBROOK RD ROSCOE IL 610737728, ROSCOE, IL 61073-7728

Mortgage

Document Number	0001010975
Date	Apr 19, 2018
Instrument	1010975

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 18, 2028

Interest

Rate	6.49%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,363.00	$68,863 (+33.46%) Land $13,855 Building $55,008	$206,589 (+33.46%) Land $41,565 Building $165,024
2022		$51,598 Land $10,381 Building $41,217	$154,794 Land $31,143 Building $123,651

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	115 (1978–2019)
Claims Outside the SFHA	5 of 115
Most Recent Claim	Mar 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 19 claims Severe Storms & Flooding, Jul 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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