1177 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1177 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,228 sqft · built 1956
Lot Size	0.18 acres (7,860 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,906 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-35-481-016`

Property Details

APN / Parcel Number

Primary APN	`8913-35-481-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,228 sqft Living Area
1st Floor Area	1,228 sqft
Basement Area	1,228 sqft
Finished Basement	700 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,860 sqft (0.18 acres)
Lot Dimensions	131 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1177 E RIDGEWAY AVE
City	WATERLOO
State	IA
Zip	50702-4025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLEVUE ADDITION LOT 68
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	BELLEVUE ADDITION
Legal Lot Number	68
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2011
Census Tract	1200

Owner

Source: Black Hawk County records · APN 8913-35-481-016

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1177 E RIDGEWAY AVE, WATERLOO, IA 50702-4025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1177 E RIDGEWAY AVE, WATERLOO, IA 50702-4025
Transaction Type	Mortgage
Record Updated	Dec 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00009453
Date	Dec 01, 2017
Instrument	2018-00009453

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,906.00 Homeowner's exemption	$183,150 (+10.13%) Land $20,580 Building $162,570	$183,150 (+10.13%) Land $20,580 Building $162,570
2024	$2,906.00 (+6.37%)
2023		$166,310 (+21.7%) Land $20,580 Building $145,730	$166,310 (+21.7%) Land $20,580 Building $145,730
2022	$2,732.00 Homeowner's exemption	$136,660 Land $20,580 Building $116,080
2021			$136,660 Land $20,580 Building $116,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.